Agenda and minutes of the 12th meeting of the EPC Scheme End-User Forum (March 2021)

The Scheme End-User Forum (SEUF) is composed of representatives of European associations of end-users of the Single Euro Payments Area  ( ) payment schemes, such as consumers, e-merchants and corporate treasurers.

The SEUF held its twelfth meeting on 25 March 2021. The approved agenda and minutes are available on this page.

During this meeting, the SEUF was informed about the timeline of the upcoming 2022 payment scheme rulebook change management cycle, and the change requests the itself currently considers for this cycle. The SEUF members were also given the opportunity to raise any concrete 2022 change request ideas they may already have.

The SEUF further discussed the Instant Credit Transfer ( ) scheme implementation status at that point in time. The main topics were the scheme adherence status and projections, the payment account reachability, the promotion actions among scheme participants, the possible challenges for the scheme participants for the change-over to the 2019 version of ISO 20022 in November 2023, and the current obstacles to the broader use of .

The SEUF was also informed about the and r-transaction statistics for the period 2016 to 2020, the internal developments on the ’s Request-To-Pay ( ) scheme rulebook and on one-leg out euro (instant) credit transfer transactions entering or leaving , and the impact of Brexit for the payment scheme participants and the payment end-users. 

The SEUF members were also briefed about the ’s intentions to transform the Scheme Technical Forum (ESTF) and the SEUF into Multi-Stakeholder Groups (MSGs) with as scope all payment and payment-related schemes. The intends to establish the two new MSGs as from 1 January 2022. The governing body currently overseeing the SEUF and the ESTF has already extended the mandates of the current SEUF and ESTF until 31 December 2021.

There are still vacant seats for other European associations of end-users (see ‘Related documents’). Application letters including an up-to-date CV in English should be sent to [email protected].

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