The SEPA Request-to-Pay (SRTP) is the latest European Payments Council’s (EPC) scheme that covers the set of operating rules and technical elements (including messages) that allow a payee to request the initiation of a payment from a payer in a wide range of physical or online use cases. During the past two months, the EPC invited professionals working in the payments industry to answer the following question: “In your opinion, for which situation would the SEPA Request-to-Pay (SRTP) scheme be the most useful?”
The results were as follows:
The results show a wide range of opinions, but it is however worth highlighting that substantially more than half of the voters (56%) agreed that Customer-to-Merchant (C2M)/M2C, as well as other Business-to-Customer (B2C)/C2B would be the payment situations where SRTP would be the most useful. Person-to-person (17%) and Business-to-Business (B2B) (18%) payment situations were chosen almost equally and the remaining 8% of voters choose Business-to-Government (B2G)/(G2B), Government-to-Customer (G2C) and “other” use cases.
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