The following three template documents must be completed and signed by the applicant wishing to adhere:
- The adherence agreement, which summarises the main information submitted by the applicant and formalises the applicant’s participation.
- The schedule information document, in which the applicant specifies its contact details, foreseen reachability date and details for invoicing.
- The legal opinion, signed by a legal counsel internal or external to the applicant. There are two templates, one ‘standard’ and one for licensed branches of non-SEPA country institutions.
Please note that for the successful consideration of your application, additional information and documents may be required (for example regarding the applicant’s reachability).
SEPA Payment Account Access (SPAA) scheme adherence documents
The adherence pack can be sent either via:
- The PSP’s National Adherence Support Organisation (NASO – usually the national banking association). This document provides the name and contact address of each NASO in SEPA.
- Or directly to the EPC.
Interested applicants are invited to familiarise themselves with the SPAA scheme and related documents, which are available from the links below:
Asset Holders wishing to adhere to the SPAA Scheme are invited to consult Sections 4.2, 4.3 and Annex 3 of the SPAA scheme rulebook to assess under which category they will adhere to the scheme, and which minimum viable product (MVP) they commit to offer accordingly.