295 results

What is a payment scheme?

The payment schemes developed by the EPC are used by thousands of payment service providers (PSPs) in Europe to facilitate some 50 billion transactions each year.

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SEPA goals and benefits

The Single Euro Payments Area (SEPA) is a European Union (EU) payments integration initiative aimed at harmonising electronic euro payments in Europe.

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About SEPA

The introduction of the euro as the common currency for millions of Europeans was a great advance in European integration, but it was just the first step towards European payments harmonisation.

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Insight

21 December 22

SEPA Payment Account Access scheme: going beyond open banking

The views expressed in this article are solely those of the authors and should not be attributed to the European Payments Council. Single Euro Payments Area (SEPA) Payment Account Access (SPAA) is the newest European Payments Council (EPC) scheme. SPAA covers messaging functionalities allowing th

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News

15 December 22

SRTP related API Security Framework

The European Payments Council (EPC) publishes today the SEPA Request-To-Pay (SRTP) related Application Programming Interface (API) security framework which lists the minimum security-related requirements applicable to the SRTP scheme participants using APIs, and whether they rely on the default EPC

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News

12 December 22

Call for Candidates for the SPL SPG

The SEPA Proxy Lookup Scheme Participants Group (SPL SPG) - the body responsible for the scheme management of the SPL service - will be renewed in 2023. The EPC invites all interested eligible candidates to apply by 31 January 2023. Who can participate? The call is open to all European Payment

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News

08 December 22

Yearly update of the “Payment Threats and Fraud Trends Report”

Today the European Payments Council (EPC) publishes the yearly update of the “Payment Threat and Fraud Trends Report”. This report contributes to creating awareness on payment threats and fraud trends, and to help payment stakeholders decide on possible actions to prevent fraud. It provides an ov

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