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The multi-stakeholder group on mobile initiated SEPA (instant) credit transfers (MSG MSCT) has prepared the second release of the document “Mobile Initiated SEPA (Instant) Credit Transfer Payments and Technical Interoperability Guidance” (MSCT IG), originally published in 2019. The document inclu

The views expressed in this article are solely those of the authors and should not be attributed to the European Payments Council. In June this year, the European Payments Council (EPC) published the final version of the Standardisation of Quick-Response (QR) codes for mobile initiated SEPA (inst

The multi-stakeholder group on Mobile Initiated (instant) SEPA Credit Transfers (MSG MSCT), which is facilitated by the European Payments Council, has developed a new document on the specification of Quick-Response (QR)-codes for Mobile (Instant) Credit Transfers (MCTs)  for submission to ISO (

The world is going contactless. As smartphones spread and our economy goes digital, uptake of contactless payments has accelerated – including account-based mobile payments made using Quick-Response codes, or QR-codes for short. On 16 February 2022, we launched an eight-week public consultation on a

The European Payments Council (EPC) publishes today the final version of the Standardisation of Quick-Response (QR)-codes for mobile initiated SEPA (instant) credit transfers (MSCTs). This document standardises a payee- and a payer-presented QR-code for all types of MSCTs, i.e. all payment contexts:

This time of the year is very special for the European Payments Council (EPC): the Single Euro Payments Area (SEPA) Instant credit transfer (SCT Inst) scheme is celebrating its fifth anniversary! To mark this occasion, we are sharing the most significant achievements of the SCT Inst scheme, its oppo