The SEPA Request-to-Pay scheme rulebook version v3.1

The SEPA Request-to-Pay (SRTP) scheme rulebook covers the set of operating rules and technical elements (including messages) that allow a Payee to request the initiation of a payment from a Payer in a wide range of physical or online use cases.

Version 3.1 of the SRTP scheme rulebook, includes some clarifications about the use of market Application Programming Interfaces (APIs) to ensure interoperability between the SRTP scheme participants and two additional datasets related to the redirect option to be aligned with the related Implementation Guidelines (IGs) which were published on 3 March 2023.

The effective date of this version of the SRTP scheme rulebook remains 30 November 2023.

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