Clarification paper on SEPA Direct Debit Core and SEPA Direct Debit Business-to-Business rulebooks

In November 2020, the  published the version 1.3 of the dedicated clarification paper on the Direct Debit ( ) Core and Business-to-Business (B2B) rulebooks. 

The paper addresses operational aspects related to the and rulebooks and seeks to ensure consistent implementation of the two direct debit rulebooks by payment service providers participating in the schemes. The paper, which will be updated from time to time, as required, provides guidance and, where feasible, recommendations to scheme participants on how to handle situations that are not described in the rulebooks.

This document applies to the current applicable 2019 and rulebooks.

The only new clarification relates to the decision in September 2020 migrating the 2023 payment scheme rulebooks to the 2019 version of the ISO 20022 messaging standard, and bringing forward by six months the 2022 payment scheme rulebook change management cycle so that the 2023 rulebooks are published in May 2022 (instead of November 2022).

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