2023 SEPA Direct Debit Core rulebook version 1.0

In May 2022, the European Payments Council (EPC) published the 2023 versions of the SEPA Credit Transfer (SCT) and SEPA Direct Debit (SDD) rulebooks. Version 1.0 of the 2023 SDD Core rulebook was planned to take effect on 19 November 2023.

However, on 24 October 2023  the EPC decided to postpone the migration to the 2019 version of the ISO 20022 standard for all four SEPA payment schemes, from 19 November 2023 to 17 March 2024. 

As a result of this decision, on 14 November 2023 the EPC published the version 1.1 of the 2023 SDD Core rulebook. Version 1.1 replaced with immediate effect version 1.0 of the 2023 SDD Core rulebook.

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