The Single Euro Payments Area ( ) Payment Scheme Management Rules contain descriptions of the organisation, structure, rules, and processes that make up the scheme management of the Credit Transfer ( ) and Direct Debit ( ) schemes.

Such processes cover administration and compliance, and change management, including structured dialogue with stakeholders.

The version 4.3 of the Payment Scheme Management Rules (EPC207-14 v4.3) is in effect as of 1 April 2020 and remains in effect up to 10 January 2022 included. 

The version 4.4 of the Payment Scheme Management Rules enters into force as of 11 January 2022 and will remain in effect until further notice. This version reflects the disbandment of the Scheme End-User Forum (SEUF) and the Scheme Technical Forum (ESTF), and the creation of the Scheme End-User Multi-Stakeholder Group (SEU MSG) and of the Scheme Technical Player Multi-Stakeholder Group (STP MSG) at the start of 2022. Further information about the SEU MSG and the STP MSG can be found in section 4.4 ‘ Stakeholder Fora’ of this version.

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