No, Applicants will not indicate in the adherence documents whether they act as a Debtor PSP or as a Creditor PSP under one or both of the SEPA Direct Debit Schemes. Applicants will not indicate in the adherence documents whether they offer optional features defined in the SDD Rulebooks or not. Consequently, this information will not be included in the EPC Registers of Participants.
By admitting an organization to participate in the Scheme(s), a multilateral contractual relationship between Scheme Participants and the EPC is established. Based on this contractual relationship the rights and obligations defined in the Rulebooks are enforceable. For the purposes of the adherence process, information whether Participants act as Creditor PSPs under the SEPA Direct Debit Schemes or whether Participants offer optional features defined in the SEPA Direct Debit Rulebooks, is not relevant.
However, it is expected that the market will deliver solutions featuring this type of information (operational directories published by CSMs and other commercial suppliers).
Scheme Participants are obliged to act as a minimum as a Debtor PSP when offering either SEPA Core Direct Debit Services and/or SEPA B2B Direct Debit Services.