06 November 25
Today, the European Payments Council (EPC) published two new documents detailing the key differences between the 2025 One-Leg Out Instant Credit Transfer (OCT Inst) and SEPA Instant Credit Transfer (SCT Inst) scheme rulebooks.The publications aim to support payment service providers (PSPs) in unders
07 October 25
The European Payments Council (EPC) has released version 1.1 of all five 2025 EPC payment scheme rulebooks, which took effect on 5 October 2025. Alongside these updates, the EPC has also published updated Implementation Guidelines (IGs) and other related supporting documents.In version 1.1 of the fi
02 October 25
The European Payments Council (EPC) has published today a list of standard test cases consisting of reference IBANs, the Bank Identification Codes (IBAN-prefixes) and the corresponding Account Holding BICs. In the EPC Verification Of Payee (VOP) scheme, reachability of Payment Service Providers
01 October 25
Following the 2024 change management cycle and the need expressed by the market to simplify the SEPA Request-to-Pay (SRTP) scheme adherence process and especially the homologation process, the European Payments Council (EPC) is launching on 1st October 2025 a new simplified homologation proces
26 September 25
In 2021, the European Payments Council’s (EPC) Board established two multi-stakeholder groups to strengthen dialogue with key stakeholders: the Scheme End-User Multi-Stakeholder Group (SEU MSG), representing European associations of end-users and the Scheme Technical Player Multi-Stakeholder G
02 September 25
The European Payments Council (EPC) is gladly announcing that the EPC Directory Service (EDS) supporting the Verification Of Payee (VOP) scheme was successfully launched today, 2 September 2025, in LIVE mode.All VOP scheme participants, Routing and/or Verification Mechanisms (RVMs), and their users
01 August 25
The European Payments Council (EPC) is announcing that the EPC Directory Service (EDS) supporting the Verification Of Payee (VOP) scheme will be launched in LIVE mode on 2 September 2025.The VOP scheme participants and the Routing and/or Verification Mechanism (RVMs) have been testing the EDS in an
25 July 25
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council.In the second quarter of 2025, we gathered a series of reports focused on the payments industry. This collection not only explores the future and evolution of paymen
24 July 25
To support applicants of the SEPA Request-to-Pay (SRTP) scheme in implementing the scheme rulebook and related Application Programming Interface (API) messages prior to homologation or going live, the European Payments Council (EPC) strongly recommends conducting preliminary testing using dedicated
16 July 25
The European Payments Council (EPC) has published today the SEPA Request-To-Pay (SRTP) Inter-SRTP Service Provider (SP) API Specifications marking a significant milestone for the SRTP scheme. This document completes the set of documents relating to the SRTP scheme, i.e. Scheme Rulebook, Clarificatio
