One PSP or an association may sign on behalf of all or some of the PSPs in the group. In so doing it is signing only as Agent and all liabilities are assumed by the adhering PSP as if it had itself signed.

It is mandatory that all legal entities making and receiving SEPA Scheme payments will join the Scheme.

No, these subsidiaries are responsible for their own acts and omissions. 

No, such subsidiaries or affiliated institutions (i.e., any entity with a separate and distinct legal personality within your organisation) will need to execute a separate Adherence Agreement.

No. Such branches are not eligible to participate in the Scheme.

They should be able to comply with the Rulebook from such time as branches intend to make or receive Scheme payments. 

Yes, branches of an adhering institution located in a SEPA country will be covered by the Adherence Agreement and be subject to Scheme rules in relation to Scheme payments made or received.

The date of signature is always the latest date.

The Adherence Agreement should be signed by an officer(s) with the necessary powers to sign such a binding contract.

No. The Register is not a routing table and does not hold operational routing information.