An Applicant must supply a Readiness Date in the schedule to the Adherence Agreement (see response to Question 3).
Yes. That is possible because each Applicant will be required to state a Readiness Date in the Schedule to the Adherence Agreement.
The EPC maintains a Register of Participants for each Scheme. These Registers are published on the EPC website.
The process for adherence is set out in the EPC Payment Schemes Management Rules (which form an integral part of the Rulebooks) and in the Adherence Guide (EPC012-17).
06 November 25
Today, the European Payments Council (EPC) published two new documents detailing the key differences between the 2025 One-Leg Out Instant Credit Transfer (OCT Inst) and SEPA Instant Credit Transfer (SCT Inst) scheme rulebooks.The publications aim to support payment service providers (PSPs) in unders
23 October 25
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.We spoke with Anca Dragu, Governor of the National Bank of Moldova, about the country’s successful accession to the Single Euro Payments Area (SEPA), the modernisation of
21 October 25
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.We spoke with Igor Velichkovski of the National Bank of the Republic of North Macedonia about the country’s successful journey towards joining the Single Euro Payments Are
The security model of the EPC VOP API is built on mutual authentication using a Qualified Web Authentication Certificate (QWAC) issued for use in the PSD2 Open Banking on client side (VoP Requesting PSP) a
The security model of the EPC VOP API is built on mutual authentication using a Qualified Web Authentication Certificate (QWAC) issued for use in the PSD2 Open Banking on client side (VoP Requesting PSP) a
The security model of the EPC VOP API is built on mutual authentication, using a Qualified Web Authentication Certificate (QWAC) issued for use in the PSD2 Open Banking on client side (VoP Requesting PSP)
