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Launched in June 2017, the EPC monthly digest called Rep(l)ay provides you with a selection of the latest articles, infographics and documents published on our website. To identify the areas of improvement, we have created a survey that should not take more than three to five minutes of your time. Your...

The EPC publishes the version 1.2 for the 2017 SEPA Credit Transfer (SCT) rulebook which is effective as from 28 June 2018. This rulebook version specifies in sections 5.7 and 5.8 that each SCT scheme participant is required to comply with the applicable provisions issued in relation to risk management....

Both the usage of cash and the ways in which it circulates still differ between eurozone countries. All participants in the cash value chain can play a role in optimising the cash circle and reducing manual handling. The European Payments Council (EPC) has issued a paper to help increase cash efficiency...

As the EPC was curious to know what professionals working in the payments industry think when it comes to the future of retail checkout it ran over the last two months a poll on forecasting when no check-out at physical merchants’ would become a common practice in Europe. The question asked to all...

ABN AMRO, one of the largest banks in the Netherlands, was an early adopter of the SEPA Instant Credit Transfer (SCT Inst) scheme. We interviewed Sandra Peute, Business Developer for SEPA Payments at ABN AMRO, about the scheme’s rollout, its challenges, and the future of instant payments.  Q....

On the occasion of the start of the second phase of the Brexit negotiations, in particular the negotiations on a transition period and the scoping of the future relationship between the European Union (EU) and the United Kingdom (UK), the European Payments Council (EPC) publishes a position paper on...

RT1, EBA CLEARING’s pan-European instant payment system, went live on the launch date of the SEPA Instant Credit Transfer (SCT Inst) Scheme on 21 November 2017 with participants from eight countries. It passed the 1-million-transaction mark in mid-April 2018. We interviewed Hays Littlejohn, the CEO of...

Instant payment solutions like the recently launched SEPA Instant Credit Transfer scheme (SCT Inst) are emerging around Europe. Although the big drivers include mobile person-to-person (P2P) payments, most of the existing P2P solutions are domestic and do not allow cross-border payments. The Mobile Proxy...

In December 2017 the Mobile Proxy Forum (MPF) launched a Request for Proposal (RFP) to provide a Standardised Proxy Lookup (SPL) service. The aim of the SPL service is to allow the exchange of the data necessary to initiate person-to-person (P2P) mobile payments between proxy-based P2P mobile payment...

* The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. A key priority of the Juncker Commission is building a deeper and fairer Single Market, which allows people, services, goods and capital to move freely in an economy...

European legislation called the General Data Protection Regulation (GDPR) is set to apply as of 25th of May 2018. It will definitely change how personal data are being processed in Europe, enhancing the right to privacy of individuals. From the payments perspective, it will also impact payment service...