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* The views expressed in this article are solely those of the authors and should not be attributed to the European Payments Council. Fifteen months away from the launch of the SEPA Instant Credit Transfer (SCT Inst) scheme, the total number of European Payment Service Providers (PSPs) which have joined...

The EPC is glad to count among its members two additional organisations: • HomeSend (based in Belgium); • MTACC (based in Malta); The EPC now represents 75 payment service providers and their associations. Two further organisations have the status of ‘associate member’.

As of today, the Principality of Andorra and the Vatican City State / the Holy See are part of the geographical scope of the Single Euro Payments Area (SEPA) payment schemes. From now on, the geographical scope of the SEPA payment schemes consists of the following 36 countries: the 28 EU Member States...

The European Payments Council (EPC) releases today the version 1.3 of the EPC clarification paper on the Single Euro Payments Area (SEPA) Credit Transfer (SCT) and SEPA Instant Credit Transfer (SCT Inst) rulebooks. The paper addresses operational aspects related to the SCT and SCT Inst rulebooks and...

* The views expressed in this article are solely those of the authors and should not be attributed to the European Payments Council. itsme® is a Belgian ID application that allows users to confirm their identity and approve transactions. Created by a consortium of four leading Belgian banks and one...

The call for change requests for possible modifications to be introduced into the SEPA Proxy Lookup (SPL) scheme rulebook starts today and runs until 31 March 2019. How to participate? The template to submit a change request to the SPL scheme rulebook can be downloaded below. Any person or organisation...

The SEPA Proxy Lookup (SPL) scheme, managed by the European Payments Council, covers the exchange of the data necessary to initiate payments between proxy-based payment solutions on a pan-European level and aims to facilitate interoperability between participating payment solutions. The scheme is...

We invite experts to join our new Request-To-Pay Multi-Stakeholder Group (RTP MSG): applications have to be submitted by 15 February 2019. The landscape of payment solutions in the retail market is undergoing transformation, under the influence of the development of account-based real-time payment...

* The views expressed in this article are solely those of the authors and should not be attributed to the European Payments Council. Created in January 2018, the Application Programming Interface Evaluation Group (API EG) was composed of representatives from various account-servicing payment service...

Today the EPC published a new version of the Guidelines on cryptographic algorithms usage and key management in order to provide guidance to the European payments industry, more precisely to security officers, risk managers, system engineers and systems designers. Although its content does not assume...

The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. During the last quarter of 2018, we gathered a list of interesting and free reports that focus on different payments’ topics. It is easy to get lost in the flow of...

* The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Italy, one of the largest economies in Europe, has made significant progress in electronic payments in the past ten years and was among the first to adhere to Single...

Today the EPC has published the first version of the SEPA Proxy Lookup (SPL) scheme rulebook which consists of a set of rules, practices and standards that makes it possible to operate, join and participate in the SPL scheme. The SPL scheme covers the exchange of the data necessary to initiate payments...