The Scheme Technical Player Multi-Stakeholder Group (STP MSG) is a dialogue channel between the European Payments Council (EPC) and representatives of technical players who provide services facilitating the processing of transactions under the EPC payment schemes and payment-related schemes.
The STP MSG held its eighth meeting on 3 September 2025. The approved agenda and minutes are available on this page.
The main topics of this meeting concerned:
- The latest update on the EPC monitoring of Clearing and Settlement Mechanisms (CSMs) and of Payment Service Providers (PSPs) for the roll-out of the 2025 EPC payment scheme rulebooks by 5 October 2025;
- The allowed address formats as of the 2025 EPC payment scheme rulebooks including the introduction of the hybrid address format, the EPC recommendation for the structured address format, and the end of the unstructured address format usage in November 2026;
- The EPC payment scheme adherence status and projections;
- The EPC monitoring of SCT Inst scheme confirmation message statistics within certain timespans;
- The 2025 EPC promotion actions with respect to its One-Leg Out Instant Credit Transfer (OCT Inst) scheme;
- The status of the EPC change request submitted to the International Organization for Standardization (ISO) to foresee message elements for the commercial trade name of the payee and of the payee’s reference party in the ISO 20022 standard;
- Timeline of the 2026 EPC payment scheme rulebooks change management cycle and suggested changes from STP MSG members for the EPC to consider;
- The latest EPC updates about the October 2025 roll-out of the Verification Of Payee (VOP) scheme and of the EPC Directory Service (EDS) to support the functioning of the VOP scheme, and the EPC intentions for a future VOP scheme rulebook change management cycle;
- The latest EPC updates about the SEPA Request-To-Pay (SRTP) scheme;
- The current and expected applications from third countries to become part of the geographical scope of the EPC schemes; and
- The upcoming re-composition process of the STP MSG.