The Scheme End-User Multi-Stakeholder Group (SEU MSG) is a dialogue channel between the European Payments Council (EPC) and representatives of European associations of end-users of the EPC payment schemes and payment-related schemes, such as consumers, corporate treasurers, e-merchants and retailers.
The SEU MSG held its fifth meeting on 5 March 2024. The approved agenda and minutes are available on this page.
The main topics of this meeting concerned:
- the formal presentation of new SEU MSG members to each other, due to the biennial re-composition process of the MSG for a new two-year mandate as of 2024;
- the postponement of the scheduled migration of all ISO 20022 standard-based XML payment messages defined under the four Single Euro Payments Area (SEPA) payment schemes to the 2019 version of the ISO 20022 standard, to 17 March 2024;
- the 2024 rulebook change management cycle and the change requests received for the five EPC payment schemes and for the SEPA Request-to-Pay (SRTP) scheme;
- the impact of the Instant Payments Regulation (IPR) on the SEPA Instant Credit Transfer (SCT Inst) scheme;
- the current state of play regarding the One-Leg Out Instant Credit Transfer (OCT Inst) scheme;
- the current state of play regarding the Verification Of Payee (VOP) scheme, including the development of Application Programming Interface (API) specifications for the VOP scheme, the EPC Directory Service (EDS) and its upcoming Request-for-Proposal;
and - the future of the SEPA Proxy Lookup (SPL) scheme.