How should credit transfers to non VOP scheme participants (e.g., non-euro zone PSPs, or non-EEA country PSPs) be handled?

A VOP scheme participant should not try to send VOP requests to non VOP scheme participants (e.g., based outside the Eurozone of the EEA or outside the EEA).

As long as the PSPs in these countries are not VOP scheme participants, the most correct approach would be to: 

1. Suppress the VOP checks for EEA non-Euro PSPs (until 9 July 2027) and for non-EEA PSPs, and not to provide any warning message to the Requesters (Payers).
2. Alternatively, it should be specified in the message to the Requester (Payer) that the VOP check was not done because it is not (yet) applicable to this Payment counterparty’s PSP.