Insights

PayPal, a global fintech leader with more than 430 million active accounts worldwide, has joined the European Payments Council (EPC) to help shape the future of payments in Europe. With its strong focus on innovation, trust, and seamless digital experiences, PayPal brings deep expertise in areas suc

In this interview, Alberto Molpeceres and Fernando Cabello-Astolfi, founders of Devengo, share how their API-first, regulated payment institution is advancing instant account-to-account (A2A) payments across Europe. They discuss the opportunities created by real-time infrastructure, evolving regulat

Stablecoins are increasingly moving from experimentation to practical consideration within the banking industry. In this interview, Dirk Hermans, Innovation Manager at KBC Bank, shares insights on how banks are approaching stablecoins - not as a disruptive force, but as part of a broader evolution i

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.As stablecoins move from the margins of crypto markets into the mainstream of global finance, Europe faces a pivotal moment. Their growth raises pressing questions about m

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.We spoke with author and digital financial services advisor and commentator David Birch about the role of stablecoins in Europe’s financial landscape. From their impact on

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.We spoke with Lillie Wall, Head of Payments, Europe at Wise, about the company’s role in shaping modern cross-border payments and the evolving European payments landscape.

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.We spoke with Eivind Gjemdal, CEO of Bits, about the organisation’s role in Norway’s payment infrastructure, the strategic challenges and opportunities in the retail and a

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.We spoke with Jose-M (Chema) Buey, Director and Global Head of Client Account Services at Deutsche Bank’s Corporate Bank, about the industry-wide go-live of Verification o

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.We spoke with Jorgovanka Tabaković, Governor of the National Bank of Serbia (NBS), about Serbia’s path towards joining the Single Euro Payments Area (SEPA), the digital tr

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.We spoke with Anca Dragu, Governor of the National Bank of Moldova, about the country’s successful accession to the Single Euro Payments Area (SEPA), the modernisation of

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.We spoke with Igor Velichkovski of the National Bank of the Republic of North Macedonia about the country’s successful journey towards joining the Single Euro Payments Are

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.We spoke with Marco Boldini about TerraPay’s mission to simplify cross-border payments, the challenges in account-to-account (A2A) transactions, and the company’s contribu

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.We spoke with Gent Sejko, Governor of the Bank of Albania (BoA), about Albania’s journey toward Single Euro Payments Area (SEPA) membership, the digital transformatio

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.We spoke with Andrija Jovović, Director of the Payment System Department from the CBCG about the country’s journey towards SEPA integration, digital payment adoption, and

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.Gijs Boudewijn became the new Chair of the European Payments Council (EPC) this month. With a long-standing background in payments and a clear focus on strengthening Europ

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.Javier Santamaría recently concluded his tenure as Chair of the EPC following more than a decade of leadership. With a deep involvement dating back to the organisation’s f

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.Instant payments are shaping the future of cross-border transactions. In this interview, Juan Luis Encinas Sánchez, CEO of Iberpay, discusses the company’s participation i

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.We spoke with Isabelle Olivier about Visa Direct's impact on global payments, the challenges in the retail and account-to-account (A2A) payments markets, and Visa's contri

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.We had the pleasure of speaking with Anna Hibino, Global Bank Partnerships Lead at Stripe, a new member organisation that joined the European Payments Council (EPC) on 1 J

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.We spoke with Ivo Gueorguiev, the co-founder of Paynetics, which joined the European Payments Council (EPC) on 1 January 2025. We discussed Paynetics’ unique approach, cha