SEPA Request-to-Pay Implementation Guidelines Version 3.0

SEPA Request-to-Pay Implementation Guidelines Version 3.0

03 March 23

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Today the European Payments Council (EPC) published version 3.0 of the Single Euro Payments Area (SEPA) Request-to-Pay (SRTP) Implementation Guidelines (IGs).

These IGs set out the rules for implementing the relevant ISO 20022 XML message standards based on version 3.0 of the SRTP scheme rulebook, which takes effect on 30 November 2023.

Three separate IG documents have been created covering SRTP related messages in the:

  • Payee to Payee’s RTP Service Provider space (in both directions) (EPC258-22).
  • Inter-RTP Service Provider space (in both directions) (EPC259-22).
  • Payer to Payer’s RTP Service Provider space (in both directions) (EPC260-22).


It is to be noted that the IGs related to the enrolment and activation processes described in V3.0 of the SRTP rulebook will be published later this year. Find out more information in “related document”.



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