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  1. Frequently asked questions
  2. EPC Adherence Guide - EPC payment schemes
  3. Problem Scenarios

What happens if my organisation is a Participant in a SEPA Scheme but is asked by customers to make Scheme payments to an organisation that is not yet a SEPA Scheme Participant?

EPC FAQ:  —  Last updated: 19/11/2025

Such a payment cannot be executed within the Scheme and, if possible, will need to be executed through another channel.