Insight

23 October 25

Moldova joins SEPA: building a modern, inclusive payments landscape

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.We spoke with Anca Dragu, Governor of the National Bank of Moldova, about the country’s successful accession to the Single Euro Payments Area (SEPA), the modernisation of

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Major browsers will no longer accept public TLS certificates with client authentication option. What is the impact of for the use of QWAC PSD2 certificates for the authentication of the VOP Requesting PSP?

The security model of the EPC VOP API is built on mutual authentication using a Qualified Web Authentication Certificate (QWAC) issued for use in the PSD2 Open Banking  on client side (VoP Requesting PSP) a

How can the validity of the Extended Validation Transport Layer Security (EV-TLS) certificate be validated by the VoP Requesting PSP or RVM? Which Certificate Authority of EV-TLS needs to be trusted?

The security model of the EPC VOP API is built on mutual authentication, using a Qualified Web Authentication Certificate (QWAC) issued for use in the PSD2 Open Banking  on client side (VoP Requesting PSP)

News

07 October 25

Important update about the 2025 EPC payment scheme rulebooks

The European Payments Council (EPC) has released version 1.1 of all five 2025 EPC payment scheme rulebooks, which took effect on 5 October 2025. Alongside these updates, the EPC has also published updated Implementation Guidelines (IGs) and other related supporting documents.In version 1.1 of the fi

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News

02 October 25

VOP Scheme IBAN-to-BIC Test Cases

The European Payments Council (EPC) has published today a list of standard test cases consisting of reference IBANs, the Bank Identification Codes (IBAN-prefixes) and the corresponding Account Holding BICs. In the EPC Verification Of Payee (VOP) scheme, reachability of Payment Service Providers

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News

01 October 25

SRTP scheme – launch of the simplified homologation process

Following the 2024 change management cycle and the need expressed by the market to simplify the SEPA Request-to-Pay (SRTP) scheme adherence process and especially the homologation process, the European Payments Council (EPC) is launching on 1st October 2025 a new  simplified homologation proces

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News

26 September 25

Call for candidates: SEU MSG and STP MSG Membership

In 2021, the European Payments Council’s (EPC) Board established two multi-stakeholder groups to strengthen dialogue with key stakeholders: the Scheme End-User Multi-Stakeholder Group (SEU MSG), representing European associations of end-users  and the Scheme Technical Player Multi-Stakeholder G

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