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Minutes and agendas
30 October 2025

Minutes of the 39th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 8 September 2025

Minutes and agendas
SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG)

SPAA MSG 014-25 v1.0 Minutes 39th Meeting of the SPAA MSG – 8 September 2025
DownloadPDF | 297.38 KB
Minutes and agendas
30 October 2025

Agenda of the 40th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 28 October 2025

Minutes and agendas
SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG)

SPAA MSG 016-25 v1.0 Agenda 40th Meeting of the SPAA MSG – 28 October 2025
DownloadPDF | 123.38 KB
EPC FAQ: #27736  —  Verification Of Payee scheme  —  Last updated: 24/10/2025

Which BIC(s) should be used in VOP requests?

Background

  • Read more about Which BIC(s) should be used in VOP requests?
Press releases
06 October 2025

The Verification Of Payee scheme rulebook now into force

Press releases

EPC266-25 Press Release VOP rulebook now into force
DownloadPDF | 257.84 KB
Guidance documents
06 October 2025|
Version
v11.0

Guidelines for the appearance of mandates in the SEPA Direct Debit schemes

Guidance documents
Direct debit
SDD mandate

EPC392-08 v11.0 SDD Mandate Layout Guidelines
DownloadPDF | 2.83 MB
Guidance documents
06 October 2025|
Version
v12.0

Creditor Identifier Overview

Guidance documents
Direct debit
SDD mandate

EPC262-08 v12.0 Creditor Identifier Overview
DownloadPDF | 4.29 MB
Guidance documents
06 October 2025|
Version
7.0

Guidance on reason codes for SEPA Instant Credit Transfer R-transactions

Guidance documents
Instant credit transfer

EPC059-18 v7.0 Guidance on Reason Codes for SCT Inst R-transactions
DownloadPDF | 425.28 KB
Guidance documents
06 October 2025|
Version
5.0

Clarification paper on SEPA Direct Debit Core and SEPA Direct Debit Business-to-Business rulebooks

Guidance documents
Direct debit
SDD mandate

EPC132-17 v5.0 Clarification Paper SDD Core and SDD B2B scheme rulebooks
DownloadPDF | 671.55 KB
Guidance documents
06 October 2025|
Version
2.1

EPC guidance document - Provision of Addresses under the EPC Payment Schemes

Guidance documents
Credit transfer
Direct debit
One-Leg Out
Instant credit transfer
One-Leg Out Instant Credit Transfer (OCT Inst)

EPC153-22 v2.1 EPC guidance document - Provision of Addresses under the EPC Payment Schemes
DownloadPDF | 488.1 KB
Rulebooks
06 October 2025|
Version
1.1

2025 SEPA Direct Debit Business-to-Business rulebook version 1.1

Rulebooks
Direct debit

EPC222-07 2025 SDD B2B Rulebook version 1.1
DownloadPDF | 2.73 MB

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