We make extensive information about the EPC payment schemes and our other activities publicly available on our website. If you cannot find the answer to your question, do not hesitate to contact us by filling in the form below. We will be glad to help.

Clearing and Settlement Mechanisms (CSMs) are the processes underlying all payment transactions exchanged between two payment service providers (PSPs).

The EPC payment schemes are used to facilitate billions of transactions every year in Europe and beyond.

In order to efficiently and automatically exchange information and process payments in SEPA, financial institutions across the area have to speak the same technical language.

The Register of Participants lists all payment service providers (PSPs) and other eligible institutions who adhere to the EPC payment and payment related schemes.

This page will answer all applicants’ questions regarding participation in the EPC payment and payment related schemes.

If payment service providers (PSPs) want to offer SEPA euro credit transfers and direct debits to their customers, they have to formally adhere to the EPC payment schemes.

The SEPA project and the EPC’s drive to improve payments harmonisation and innovation in Europe both encourage a shift from cash to electronic payments.