Reports 01 December 2025| Version 2.0 2025 update of the “Payment Threats and Fraud Trends Report” Reports Cards Contactless payments Direct debit EPC Malware Information Sharing Platform (MISP) instance One-Leg Out Instant credit transfer Mobile Payment System Security Group (PSSG) Person-to-Person mobile payments Security SEPA Request-to-Pay (SRTP) Verification Of Payee (VOP) EPC162-24 v2.0 2025 Payments Threats and Fraud Trends Report DownloadPDF | 1.4 MB
Other 25 November 2025| Version v5.0 SEPA Direct Debit Business-to-Business scheme adherence pack Other Direct debit Adherence SDD B2B scheme adherence document templates DownloadZIP | 109.07 KB
Other 25 November 2025| Version v5.0 SEPA Direct Debit Core scheme adherence pack Other Direct debit Adherence SDD Core scheme adherence document templates DownloadZIP | 107.05 KB
Other 25 November 2025| Version v5.0 SEPA Instant Credit Transfer scheme adherence pack Other Instant credit transfer Adherence SCT Inst adherence document templates DownloadZIP | 115.67 KB
Other 25 November 2025| Version v5.0 SEPA Credit Transfer scheme adherence pack Other Credit transfer Adherence SCT adherence document templates DownloadZIP | 117.57 KB
Other 19 November 2025| Version 2.0 Guide to the Verification Of Payee scheme adherence process Other Verification Of Payee (VOP) Adherence EPC071-25 Approved Guide to the VOP Scheme Adherence Process v2.0 DownloadPDF | 501.21 KB
Other 19 November 2025| Version v 9.0 Guide for Adherence to the SEPA Credit Transfer scheme, the SEPA Instant Credit Transfer scheme, the SEPA Direct Debit schemes and the One-Leg Out Instant Credit Transfer Other Adherence Credit transfer Direct debit Instant credit transfer One-Leg Out Instant Credit Transfer (OCT Inst) EPC012-17 Adherence Guide to the EPC Payment Schemes v9.0 DownloadPDF | 633.14 KB
Other 06 November 2025| Version 4.0 Questions & Answers on the One-Leg Out Instant Credit Transfer Scheme Other One-Leg Out One-Leg Out Instant Credit Transfer (OCT Inst) EPC095-23 v4.0 Q and A on OCT Inst scheme DownloadPDF | 502.59 KB
Guidance documents 06 November 2025| Version 2.0 Guidance on reason codes for One-Leg Out Instant Credit Transfer R-transactions Guidance documents One-Leg Out One-Leg Out Instant Credit Transfer (OCT Inst) EPC237-22 v2.0 Guidance on Reason Codes for OCT Inst R-transactions DownloadPDF | 473.2 KB
Other 06 November 2025| Version 1.0 High-Level Transaction Timeline and Message Flows under the One-Leg Out Instant Credit Transfer Scheme Rulebook Other One-Leg Out One-Leg Out Instant Credit Transfer (OCT Inst) EPC205-25 v1.0 High-Level OCT Inst Transaction Timeline and Message Flows DownloadPDF | 1.07 MB
