Multiple URIs in the EDS : When more than a URI is indicated by a VOP participant in the EDS, which URI should be used by the Requesting PSP? Which policy should be used to select the URI?

Priority 1 URI should always be used by the Requesting PSP as the “default” URI. 
URI(s) with lower priorities may be used e.g. as alternative backup reachability endpoints, in case Priority 1 URI is not reachable.  

How is the execution time technically calculated? The rulebook says that the execution time is the subtraction between the requested date-time and the responding date-time. There is no rule about the synchronization of the clocks. Can the execution time be accurate?

News

01 August 25

The EPC is preparing the Go-Live of the EDS

The European Payments Council (EPC) is announcing that the EPC Directory Service (EDS) supporting the Verification Of Payee (VOP) scheme will be launched in LIVE mode on 2 September 2025.The VOP scheme participants and the Routing and/or Verification Mechanism (RVMs) have been testing the EDS in an

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Are PSP allowed to send VOP requests when the intention to pay is deferred, for instance during vendor onboarding in a corporate ERP system?

The EPC cannot provide any legal advice about compliance with legal regulations. Each scheme participant and market operator (including RVMs) must conduct their own compliance evaluations.

What character set should be used in the VOP scheme API specifications and what about the special characters?

As mentioned in the VOP scheme API specifications, only the Latin characters set should be transported in the inter-PSP API messages, through UTF-8.  This restriction has been agreed in order to overcome the complexity that