Which role should be used in the QWAC PSD2 certificates?
The role is not relevant for the VOP scheme. The Responding PSPs should not check this information.
Is it possible for a group-head PSP (acting as RVM, or partnering with a selected third-party RVM) to use its own QWAC PSD2 certificate and NAN number, when acting as Requesting PSP also on behalf of other PSPs of the same community?
This means one QWAC PSD2 certificate (and one NAN) would be shared within a community of VOP scheme participants, and be used to identify, authenticate and authorise all VOP scheme participants of the same community, when acting
In case both the Requesting and Responding PSPs use the same RVM is it mandatory to use the published VOP APIs?
All VOP scheme participants must at least support the inter-PSP API specifications set by the EPC. This ensures SEPA wide reachability and interoperability.
Is there an end-to-end process flow available?
The final EDS technical specifications will be published by the EPC at a later stage, expected within Q1-2025.
When does the execution time start when a RVM is used?
The Timestamp (attribute AT-T056) is always set by the Requesting PSP.
Can the VOP scheme be used for SEPA Direct Debits?
The EPC Verification Of Payee (VOP) scheme is designed to allow the payment service providers (PSPs) in the European Economic Area (EEA) to comply with the new regulatory requirements outlined in the EU Instant Payments Regulation (IPR) within the
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