Minutes and agendas 25 September 2023 Agenda of the 25th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 20 September 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 017-23 v1.0 Agenda 25th Meeting of the SPAA MSG – 20 September 2023 DownloadPDF | 169.96 KB
Minutes and agendas 25 September 2023 Minutes of the 24th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 31 May 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 018-23 v1.0 Minutes 24th Meeting of the SPAA MSG – 31 May 2023 DownloadPDF | 553.8 KB
Other 01 August 2023| Version 2.0 Requirements for the Technical Solution Provider's homologation Other SEPA Request-to-Pay (SRTP) TSP Homologation Requirements DownloadXLSX | 11.25 KB
Other 19 July 2023| Version v1.0 Overview public consultation comments on the extension of SCA related sections in version 1.0 of the SPAA scheme rulebook Other Public consultation SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) EPC089-23v1.0 Overview public consultation comments on extension of SCA related sections in v1.0 of the SPAA scheme rulebook DownloadXLSX | 43.75 KB
EPC089-23v1.0 Overview public consultation comments on extension of SCA related sections in v1.0 of the SPAA scheme rulebook DownloadXLSX | 43.75 KB
Implementation Guidelines 30 June 2023| Version v1.0 One-Leg Out Instant Credit Transfer Scheme Inter-PSP Implementation Guidelines 2023 version 1.0 Implementation Guidelines One-Leg Out EPC251-22 OCT Inst Inter-PSP INCOMING IGs 2023 v1.0 DownloadPDF | 2.29 MB EPC251-22 OCT Inst Inter-PSP INCOMING IGs 2023 V1.0 XSD DownloadZIP | 140.1 KB EPC294-22 OCT Inst Inter-PSP OUTGOING IGs 2023 v1.0 DownloadPDF | 3.17 MB EPC294-22 OCT Inst Inter-PSP OUTGOING IGs 2023 V1.0 XSD DownloadZIP | 180.65 KB
Implementation Guidelines 30 June 2023| Version v1.0 One-Leg Out Instant Credit Transfer Scheme Customer-to-PSP Implementation Guidelines 2023 version 1.0 Implementation Guidelines One-Leg Out EPC250-22 OCT Inst C2PSP IGs 2023 v1.0 DownloadPDF | 1.67 MB EPC250-22 OCT Inst C2PSP IGs 2023 V1.0 XSD DownloadZIP | 51.72 KB
Rulebooks 30 June 2023| Version v1.1 Maximum Amount for Instructions under the 2023 One-Leg Out Instant Credit Transfer Rulebook Version 1.1 Rulebooks One-Leg Out EPC252-22 Maximum Amount for Instructions under v1.1 2023 OCT Inst Scheme Rulebook DownloadPDF | 183.07 KB
EPC252-22 Maximum Amount for Instructions under v1.1 2023 OCT Inst Scheme Rulebook DownloadPDF | 183.07 KB
Rulebooks 30 June 2023| Version v1.1 2023 One-Leg Out Instant Credit Transfer Rulebook Version 1.1 Rulebooks One-Leg Out EPC158-22 v1.1 2023 One-Leg Out Instant Credit Transfer (OCT Inst) Scheme Rulebook DownloadPDF | 2.7 MB
EPC158-22 v1.1 2023 One-Leg Out Instant Credit Transfer (OCT Inst) Scheme Rulebook DownloadPDF | 2.7 MB
Guidance documents 30 June 2023| Version 3.1 Default SRTP related API Specifications Guidance documents SEPA Request-to-Pay (SRTP) EPC137-22 v3.1 SRTP related API Specifications - Preliminary Information DownloadPDF | 372.09 KB
Other 27 June 2023 Final document “Interoperability of MSCTs based on NFC or BLE” Other Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Instant credit transfer SEPA Proxy Lookup (SPL) Person-to-Person mobile payments Interoperability of MSCTs based on NFC or BLE (EPC287-22v1.0) DownloadPDF | 4.47 MB
Other 26 June 2023 Extension of Mandate for Multi-stakeholder Group on Mobile Initiated (Instant) SEPA Credit Transfers (MSG MSCT) Other Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) MSG MSCT 024-23v1.0 Approved Mandate Extension for MSG MSCT DownloadPDF | 480.65 KB
Minutes and agendas 26 June 2023 Agenda and Minutes of the 40th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 40th MSG MSCT Plenary meeting – 18 April 2023 (MSG MSCT 020-23) DownloadPDF | 256.01 KB Minutes 40th MSG MSCT Plenary meeting – 18 April 2023 (MSG MSCT 021-23) DownloadPDF | 483.14 KB
Rulebooks 26 June 2023| Version v1.1 The SEPA Payment Account Access (SPAA) Scheme Rulebook v1.1 Rulebooks SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SEPA Payment Account Access (SPAA) EPC012-22 v1.1 SEPA Payment Account Access Scheme Rulebook DownloadPDF | 1.73 MB
Other 20 June 2023 Approved Dispute Resolution Committee Mandate Other Dispute Resolution Committee (DRC) EPC150-19 Approved Dispute Resolution Committee Mandate v2.0 DownloadPDF | 422.56 KB
Minutes and agendas 07 June 2023 Agenda of the 24th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 31 May 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 015-23 v1.0 Agenda 24th Meeting of the SPAA MSG – 31 May 2023 DownloadPDF | 177.88 KB
Minutes and agendas 07 June 2023 Minutes of the 23rd meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 28 April 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 014-23 v1.0 Minutes 23rd Meeting of the SPAA MSG – 28 April 2023 DownloadPDF | 506.84 KB
Minutes and agendas 06 June 2023 Agenda and minutes of the third meeting of the Scheme Technical Player Multi-Stakeholder Group (March 2023) Minutes and agendas Credit transfer Direct debit One-Leg Out Instant credit transfer SEPA Proxy Lookup (SPL) Scheme Technical Player Multi-Stakeholder Group (STP MSG) SEPA Request-to-Pay (SRTP) One-Leg Out Instant Credit Transfer (OCT Inst) STP MSG 001-23 Agenda 3rd STP MSG meeting 2023-03-29 DownloadPDF | 172.61 KB STP MSG 002-23 Minutes 3rd STP MSG meeting 29 March 2023 DownloadPDF | 295.81 KB
Minutes and agendas 06 June 2023 Agenda and minutes of the third meeting of the Scheme End-User Multi-Stakeholder Group (March 2023) Minutes and agendas Credit transfer Direct debit One-Leg Out Instant credit transfer SEPA Proxy Lookup (SPL) Scheme End-User Multi-Stakeholder Group (SEU MSG) SEPA Request-to-Pay (SRTP) One-Leg Out Instant Credit Transfer (OCT Inst) SEU MSG 001-23 Agenda 3rd SEU MSG meeting 2023-03-28 DownloadPDF | 169.21 KB SEU MSG 002-23 Minutes 3rd SEU MSG meeting 28 March 2023 DownloadPDF | 302.06 KB
Rulebooks 31 May 2023| Version v3.1 The SEPA Request-to-Pay scheme rulebook version v3.1 Rulebooks SEPA Request-to-Pay (SRTP) EPC014-20 v3.1 SEPA RTP Scheme Rulebook DownloadPDF | 1.95 MB
Guidance documents 31 May 2023| Version 3.0 Clarification Paper on the SEPA Request-to-Pay scheme rulebook Guidance documents SEPA Request-to-Pay (SRTP) EPC216-20 v3.0 Clarification Paper SRTP Rulebook DownloadPDF | 1.51 MB
Other 30 May 2023| Version 1.0 One-Leg Out Instant Credit Transfer scheme adherence pack Other One-Leg Out Instant Credit Transfer (OCT Inst) Adherence OCT Inst scheme adherence pack DownloadZIP | 118.99 KB
Other 30 May 2023| Version v4.0 SEPA Direct Debit Business-to-Business scheme adherence pack Other Direct debit Adherence SDD B2B scheme adherence document templates DownloadZIP | 95.88 KB
Other 30 May 2023| Version v4.0 SEPA Direct Debit Core scheme adherence pack Other Direct debit Adherence SDD Core scheme adherence document templates DownloadZIP | 92.81 KB
Other 30 May 2023| Version v4.0 SEPA Instant Credit Transfer scheme adherence pack Other Instant credit transfer Adherence SCT Inst adherence document templates DownloadZIP | 102.06 KB
Other 30 May 2023| Version v4.0 SEPA Credit Transfer scheme adherence pack Other Credit transfer Adherence SCT adherence document templates DownloadZIP | 106.82 KB
Other 30 May 2023| Version v1.0 SEPA Credit Transfer scheme adherence pack - Extended Remittance Information option Other Adherence Credit transfer SCT ERI option adherence document templates DownloadZIP | 43.79 KB
Other 30 May 2023| Version v 6.0 Guide for Adherence to the SEPA Credit Transfer scheme, the SEPA Instant Credit Transfer scheme, the SEPA Direct Debit schemes and the One-Leg Out Instant Credit Transfer Other Adherence Credit transfer Direct debit Instant credit transfer One-Leg Out Instant Credit Transfer (OCT Inst) EPC012-17 Adherence Guide to the EPC Payment Schemes v6.0 DownloadPDF | 579.97 KB
Other 23 May 2023| Version v2.0 Membership of the Payment Scheme Management Board Other Credit transfer Direct debit Governance Instant credit transfer EPC099-23 v2.0 PSMB Membership List DownloadPDF | 238.32 KB
Minutes and agendas 10 May 2023 Agenda and Minutes of the 38th and 39th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 38th MSG MSCT Plenary meeting – 30 January 2023 (MSG MSCT 005-23) DownloadPDF | 270.31 KB Minutes 38th MSG MSCT Plenary meeting – 30 January 2023 (MSG MSCT 006-23) DownloadPDF | 508.08 KB Agenda 39th MSG MSCT Plenary meeting – 9 March 2023 (MSG MSCT 012-23) DownloadPDF | 250.96 KB Minutes 39th MSG MSCT Plenary meeting – 9 March 2023 (MSG MSCT 013-23) DownloadPDF | 471.9 KB
Guidance documents 09 May 2023| Version v3.1 Guidance on the migration to the 2019 version of the ISO 20022-based XML messaging standard Guidance documents Credit transfer Direct debit Instant credit transfer EPC087-22 v3.1 EPC guidance document - Migration to the 2019 Version of ISO 20022-based XML Messaging Standard DownloadPDF | 865.12 KB
EPC087-22 v3.1 EPC guidance document - Migration to the 2019 Version of ISO 20022-based XML Messaging Standard DownloadPDF | 865.12 KB
Minutes and agendas 05 May 2023 Minutes of the 22nd meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 31 March 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 010-23 v1.0 Minutes 22nd Meeting of the SPAA MSG - 31 March 2023 DownloadPDF | 404.36 KB
Minutes and agendas 05 May 2023 Agenda of the 23rd meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 28 April 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 012-23 v1.0 Approved Agenda 23rd Meeting of the SPAA MSG - 28 April 2023 DownloadPDF | 181.67 KB
SPAA MSG 012-23 v1.0 Approved Agenda 23rd Meeting of the SPAA MSG - 28 April 2023 DownloadPDF | 181.67 KB
Other 05 May 2023 SPAA MSG Membership List Other SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) EPC194-21 v2.7 SPAA MSG Membership List DownloadPDF | 215.34 KB
Rulebooks 25 April 2023| Version v5.0 SEPA Payment Scheme Management Rules Rulebooks Adherence Credit transfer Direct debit Governance One-Leg Out Instant credit transfer Scheme End-User Multi-Stakeholder Group (SEU MSG) Scheme Technical Player Multi-Stakeholder Group (STP MSG) Dispute Resolution Committee (DRC) Payment Scheme Management Board (PSMB) EPC207-14 SEPA Payment Scheme Management Rules v4.5 DownloadPDF | 427.86 KB EPC207-14 v5.0 EPC Payment Scheme Management Rules DownloadPDF | 519.01 KB
21 April 2023 EPC Membership Application Documents EPC Membership Application Documents DownloadZIP | 1.74 MB
Other 21 April 2023 Disclosure of intent to be a SEPA Request-To-Pay (SRTP) Scheme compliant Technical Solution Provider or a Referenced Technical Solution Provider Other SEPA Request-to-Pay (SRTP) EPC131-23 v1.0 Letter Disclosure of Intent to be an SRTP compliant TSP DownloadDOCX | 30.13 KB
Other 21 April 2023 Homologation Process Clarifications Other SEPA Request-to-Pay (SRTP) Pres EPC100-22 v1.1 SRTP Homologation Process - Clarifications DownloadPDF | 263.85 KB
Other 12 April 2023 Overview of the questions and answers related to the request for information for the role of Operational Scheme Manager Other SEPA Request-to-Pay (SRTP) SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) RTP TF 112-23 v1.0 RFI – OSM - QuestionsandAnswer.xlsx DownloadXLSX | 11.3 KB
Minutes and agendas 04 April 2023 Agenda of the 22nd meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 31 March 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 008-23 v1.0 Approved Agenda 22nd Meeting of the SPAA MSG - 31 March 2023 DownloadPDF | 181.12 KB
SPAA MSG 008-23 v1.0 Approved Agenda 22nd Meeting of the SPAA MSG - 31 March 2023 DownloadPDF | 181.12 KB
Minutes and agendas 04 April 2023 Minutes of the 21st meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 17 February 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 007-23 v1.0 Minutes 21st Meeting of the SPAA MSG - 17 February 2023 DownloadPDF | 419.37 KB
Press releases 31 March 2023 EPC Press release: European Payments Council announces new Director General Press releases EPC096-23 Press release European Payments Council announces new Director General DownloadPDF | 154.62 KB
EPC096-23 Press release European Payments Council announces new Director General DownloadPDF | 154.62 KB
Other 28 March 2023| Version v1.1 Template to Propose a Change to the EPC Payment Scheme Rulebooks Other Credit transfer Direct debit One-Leg Out Instant credit transfer Public consultation EPC164-21 v1.1 EPC payment scheme change request template DownloadDOCX | 429.86 KB
Other 28 March 2023| Version v1.0 2022 Public Consultation on the [Instant] Euro One-Leg Out Credit Transfer Arrangement Rulebook – Collected Comments with EPC Responses Other Credit transfer One-Leg Out Instant Credit Transfer (OCT Inst) Instant credit transfer Public consultation EPC091-22 [Inst] Euro OCT Arrangement rulebook - 2022 Public Consultation comments & EPC responses DownloadPDF | 1.13 MB
EPC091-22 [Inst] Euro OCT Arrangement rulebook - 2022 Public Consultation comments & EPC responses DownloadPDF | 1.13 MB
Other 28 March 2023| Version v1.0 Disclosure of Intent to Offer Messaging Services to EPC Payment Scheme-compliant Clearing and Settlement Mechanisms Other Credit transfer Direct debit One-Leg Out Instant credit transfer Letter EPC150-22 Model Disclosure Letter to offer messaging services to EPC payment scheme-compliant CSMs DownloadDOCX | 27.31 KB
Letter EPC150-22 Model Disclosure Letter to offer messaging services to EPC payment scheme-compliant CSMs DownloadDOCX | 27.31 KB
Other 28 March 2023| Version v1.0 Disclosure of Intent to be an EPC Payment Scheme-compliant CSM Other Credit transfer Direct debit One-Leg Out Instant credit transfer Letter EPC149-22 Model Disclosure Letter for EPC payment scheme-compliant CSMs DownloadDOCX | 28.26 KB
Letter EPC149-22 Model Disclosure Letter for EPC payment scheme-compliant CSMs DownloadDOCX | 28.26 KB
Rulebooks 28 March 2023| Version v1.0 Maximum Amount for Instructions under the 2023 One-Leg Out Instant Credit Transfer Rulebook Version 1.0 Rulebooks One-Leg Out Instant Credit Transfer (OCT Inst) EPC252-22 Maximum Amount for Instructions under v1.0 2023 OCT Inst Scheme Rulebook DownloadPDF | 182.7 KB
EPC252-22 Maximum Amount for Instructions under v1.0 2023 OCT Inst Scheme Rulebook DownloadPDF | 182.7 KB
Rulebooks 28 March 2023| Version v1.0 2023 One-Leg Out Instant Credit Transfer Rulebook Version 1.0 Rulebooks One-Leg Out Instant Credit Transfer (OCT Inst) EPC158-22 v1.0 2023 One-Leg Out Instant Credit Transfer (OCT Inst) Scheme Rulebook DownloadPDF | 2.63 MB
EPC158-22 v1.0 2023 One-Leg Out Instant Credit Transfer (OCT Inst) Scheme Rulebook DownloadPDF | 2.63 MB
Other 28 March 2023 Questions & Answers on the One-Leg Out Instant Credit Transfer Scheme Other One-Leg Out Instant Credit Transfer (OCT Inst) EPC095-23 v1.0 Q and A on OCT Inst scheme DownloadPDF | 358.08 KB
Other 28 March 2023 EPC's member value proposition and EPC in a snapshot Other Media and communication Governance EPC317-15 v5.0 EPC's member value proposition - updated March 2023 DownloadPDF | 772.34 KB EPC316-15 v7.2 EPC in a snapshot - updated March 2023 DownloadPDF | 1.22 MB
Other 24 March 2023| Version 1.0 Request for Information to find a Directory Service to play the role of Operational Scheme Manager Other SEPA Request-to-Pay (SRTP) SEPA Payment Account Access (SPAA) EPC087-23 v1.0 RFI - Directory service for Operational Scheme Management DownloadPDF | 692.53 KB