Rulebooks 31 May 2023| Version v3.1 The SEPA Request-to-Pay scheme rulebook version v3.1 Rulebooks SEPA Request-to-Pay (SRTP) EPC014-20 v3.1 SEPA RTP Scheme Rulebook DownloadPDF | 1.95 MB
Guidance documents 31 May 2023| Version 3.0 Clarification Paper on the SEPA Request-to-Pay scheme rulebook Guidance documents SEPA Request-to-Pay (SRTP) EPC216-20 v3.0 Clarification Paper SRTP Rulebook DownloadPDF | 1.51 MB
Other 30 May 2023| Version 1.0 One-Leg Out Instant Credit Transfer scheme adherence pack Other One-Leg Out Instant Credit Transfer (OCT Inst) Adherence OCT Inst scheme adherence pack DownloadZIP | 118.99 KB
Other 30 May 2023| Version v4.0 SEPA Direct Debit Business-to-Business scheme adherence pack Other Direct debit Adherence SDD B2B scheme adherence document templates DownloadZIP | 95.88 KB
Other 30 May 2023| Version v4.0 SEPA Direct Debit Core scheme adherence pack Other Direct debit Adherence SDD Core scheme adherence document templates DownloadZIP | 92.81 KB
Other 30 May 2023| Version v4.0 SEPA Instant Credit Transfer scheme adherence pack Other Instant credit transfer Adherence SCT Inst adherence document templates DownloadZIP | 102.06 KB
Other 30 May 2023| Version v4.0 SEPA Credit Transfer scheme adherence pack Other Credit transfer Adherence SCT adherence document templates DownloadZIP | 106.82 KB
Other 30 May 2023| Version v1.0 SEPA Credit Transfer scheme adherence pack - Extended Remittance Information option Other Adherence Credit transfer SCT ERI option adherence document templates DownloadZIP | 43.79 KB
Other 30 May 2023| Version v 6.0 Guide for Adherence to the SEPA Credit Transfer scheme, the SEPA Instant Credit Transfer scheme, the SEPA Direct Debit schemes and the One-Leg Out Instant Credit Transfer Other Adherence Credit transfer Direct debit Instant credit transfer One-Leg Out Instant Credit Transfer (OCT Inst) EPC012-17 Adherence Guide to the EPC Payment Schemes v6.0 DownloadPDF | 579.97 KB
Other 23 May 2023| Version v2.0 Membership of the Payment Scheme Management Board Other Credit transfer Direct debit Governance Instant credit transfer EPC099-23 v2.0 PSMB Membership List DownloadPDF | 238.32 KB
Minutes and agendas 10 May 2023 Agenda and Minutes of the 38th and 39th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 38th MSG MSCT Plenary meeting – 30 January 2023 (MSG MSCT 005-23) DownloadPDF | 270.31 KB Minutes 38th MSG MSCT Plenary meeting – 30 January 2023 (MSG MSCT 006-23) DownloadPDF | 508.08 KB Agenda 39th MSG MSCT Plenary meeting – 9 March 2023 (MSG MSCT 012-23) DownloadPDF | 250.96 KB Minutes 39th MSG MSCT Plenary meeting – 9 March 2023 (MSG MSCT 013-23) DownloadPDF | 471.9 KB
Guidance documents 09 May 2023| Version v3.1 Guidance on the migration to the 2019 version of the ISO 20022-based XML messaging standard Guidance documents Credit transfer Direct debit Instant credit transfer EPC087-22 v3.1 EPC guidance document - Migration to the 2019 Version of ISO 20022-based XML Messaging Standard DownloadPDF | 865.12 KB
EPC087-22 v3.1 EPC guidance document - Migration to the 2019 Version of ISO 20022-based XML Messaging Standard DownloadPDF | 865.12 KB
Minutes and agendas 05 May 2023 Minutes of the 22nd meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 31 March 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 010-23 v1.0 Minutes 22nd Meeting of the SPAA MSG - 31 March 2023 DownloadPDF | 404.36 KB
Minutes and agendas 05 May 2023 Agenda of the 23rd meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 28 April 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 012-23 v1.0 Approved Agenda 23rd Meeting of the SPAA MSG - 28 April 2023 DownloadPDF | 181.67 KB
SPAA MSG 012-23 v1.0 Approved Agenda 23rd Meeting of the SPAA MSG - 28 April 2023 DownloadPDF | 181.67 KB
Other 05 May 2023 SPAA MSG Membership List Other SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) EPC194-21 v2.7 SPAA MSG Membership List DownloadPDF | 215.34 KB
Rulebooks 25 April 2023| Version v5.0 SEPA Payment Scheme Management Rules Rulebooks Adherence Credit transfer Direct debit Governance One-Leg Out Instant credit transfer Scheme End-User Multi-Stakeholder Group (SEU MSG) Scheme Technical Player Multi-Stakeholder Group (STP MSG) Dispute Resolution Committee (DRC) Payment Scheme Management Board (PSMB) EPC207-14 SEPA Payment Scheme Management Rules v4.5 DownloadPDF | 427.86 KB EPC207-14 v5.0 EPC Payment Scheme Management Rules DownloadPDF | 519.01 KB
21 April 2023 EPC Membership Application Documents EPC Membership Application Documents DownloadZIP | 1.74 MB
Other 21 April 2023 Requirements for the Technical Solution Provider's homologation Other SEPA Request-to-Pay (SRTP) TSP Homologation Requirements DownloadXLSX | 11.01 KB
Other 21 April 2023 Disclosure of intent to be a SEPA Request-To-Pay (SRTP) Scheme compliant Technical Solution Provider or a Referenced Technical Solution Provider Other SEPA Request-to-Pay (SRTP) EPC131-23 v1.0 Letter Disclosure of Intent to be an SRTP compliant TSP DownloadDOCX | 30.13 KB
Other 21 April 2023 Homologation Process Clarifications Other SEPA Request-to-Pay (SRTP) Pres EPC100-22 v1.1 SRTP Homologation Process - Clarifications DownloadPDF | 263.85 KB
Other 12 April 2023 Overview of the questions and answers related to the request for information for the role of Operational Scheme Manager Other SEPA Request-to-Pay (SRTP) SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) RTP TF 112-23 v1.0 RFI – OSM - QuestionsandAnswer.xlsx DownloadXLSX | 11.3 KB
Minutes and agendas 04 April 2023 Agenda of the 22nd meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 31 March 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 008-23 v1.0 Approved Agenda 22nd Meeting of the SPAA MSG - 31 March 2023 DownloadPDF | 181.12 KB
SPAA MSG 008-23 v1.0 Approved Agenda 22nd Meeting of the SPAA MSG - 31 March 2023 DownloadPDF | 181.12 KB
Minutes and agendas 04 April 2023 Minutes of the 21st meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 17 February 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 007-23 v1.0 Minutes 21st Meeting of the SPAA MSG - 17 February 2023 DownloadPDF | 419.37 KB
Press releases 31 March 2023 EPC Press release: European Payments Council announces new Director General Press releases EPC096-23 Press release European Payments Council announces new Director General DownloadPDF | 154.62 KB
EPC096-23 Press release European Payments Council announces new Director General DownloadPDF | 154.62 KB
Other 28 March 2023| Version v1.1 Template to Propose a Change to the EPC Payment Scheme Rulebooks Other Credit transfer Direct debit One-Leg Out Instant credit transfer Public consultation EPC164-21 v1.1 EPC payment scheme change request template DownloadDOCX | 429.86 KB
Rulebooks 28 March 2023| Version v1.0 2022 Public Consultation on the [Instant] Euro One-Leg Out Credit Transfer Arrangement Rulebook – Collected Comments with EPC Responses Rulebooks Credit transfer One-Leg Out Instant Credit Transfer (OCT Inst) Instant credit transfer Public consultation EPC091-22 [Inst] Euro OCT Arrangement rulebook - 2022 Public Consultation comments & EPC responses DownloadPDF | 1.13 MB
EPC091-22 [Inst] Euro OCT Arrangement rulebook - 2022 Public Consultation comments & EPC responses DownloadPDF | 1.13 MB
Other 28 March 2023| Version v1.0 Disclosure of Intent to Offer Messaging Services to EPC Payment Scheme-compliant Clearing and Settlement Mechanisms Other Credit transfer Direct debit One-Leg Out Instant credit transfer Letter EPC150-22 Model Disclosure Letter to offer messaging services to EPC payment scheme-compliant CSMs DownloadDOCX | 27.31 KB
Letter EPC150-22 Model Disclosure Letter to offer messaging services to EPC payment scheme-compliant CSMs DownloadDOCX | 27.31 KB
Other 28 March 2023| Version v1.0 Disclosure of Intent to be an EPC Payment Scheme-compliant CSM Other Credit transfer Direct debit One-Leg Out Instant credit transfer Letter EPC149-22 Model Disclosure Letter for EPC payment scheme-compliant CSMs DownloadDOCX | 28.26 KB
Letter EPC149-22 Model Disclosure Letter for EPC payment scheme-compliant CSMs DownloadDOCX | 28.26 KB
Rulebooks 28 March 2023| Version v1.0 Maximum Amount for Instructions under the 2023 One-Leg Out Instant Credit Transfer Rulebook Version 1.0 Rulebooks One-Leg Out Instant Credit Transfer (OCT Inst) EPC252-22 Maximum Amount for Instructions under v1.0 2023 OCT Inst Scheme Rulebook DownloadPDF | 182.7 KB
EPC252-22 Maximum Amount for Instructions under v1.0 2023 OCT Inst Scheme Rulebook DownloadPDF | 182.7 KB
Rulebooks 28 March 2023| Version v1.0 2023 One-Leg Out Instant Credit Transfer Rulebook Version 1.0 Rulebooks One-Leg Out Instant Credit Transfer (OCT Inst) EPC158-22 v1.0 2023 One-Leg Out Instant Credit Transfer (OCT Inst) Scheme Rulebook DownloadPDF | 2.63 MB
EPC158-22 v1.0 2023 One-Leg Out Instant Credit Transfer (OCT Inst) Scheme Rulebook DownloadPDF | 2.63 MB
Other 28 March 2023 Questions & Answers on the One-Leg Out Instant Credit Transfer Scheme Other One-Leg Out Instant Credit Transfer (OCT Inst) EPC095-23 v1.0 Q and A on OCT Inst scheme DownloadPDF | 358.08 KB
Other 28 March 2023 EPC's member value proposition and EPC in a snapshot Other Media and communication Governance EPC317-15 v5.0 EPC's member value proposition - updated March 2023 DownloadPDF | 772.34 KB EPC316-15 v7.2 EPC in a snapshot - updated March 2023 DownloadPDF | 718.69 KB
Other 24 March 2023| Version 1.0 Request for Information to find a Directory Service to play the role of Operational Scheme Manager Other SEPA Request-to-Pay (SRTP) SEPA Payment Account Access (SPAA) EPC087-23 v1.0 RFI - Directory service for Operational Scheme Management DownloadPDF | 692.53 KB
Guidance documents 16 March 2023 API Security Framework Guidance documents Security SEPA Request-to-Pay (SRTP) SEPA Payment Account Access (SPAA) EPC164-22 v1.0 API Security Framework DownloadPDF | 530.15 KB
Guidance documents 13 March 2023| Version v12.0 Yearly update of the “Guidelines on cryptographic algorithms usage and key management” Guidance documents Cards Contactless payments Credit transfer Direct debit Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Multi-stakeholder group on mobile contactless SEPA card payments (MSG MCP) Person-to-Person mobile payments SDD mandate Security EPC342-08 v12.0 Guidelines on Cryptographic Algorithms Usage and Key Management DownloadPDF | 1.55 MB
EPC342-08 v12.0 Guidelines on Cryptographic Algorithms Usage and Key Management DownloadPDF | 1.55 MB
Implementation Guidelines 03 March 2023 SEPA Request-to-Pay Implementation Guidelines Version 3.0 Implementation Guidelines SEPA Request-to-Pay (SRTP) EPC258-22 Payee-Payee’s RTP SP SRTP IG V3.0 DownloadPDF | 7.96 MB EPC258-22 Payee-Payee’s RTP SP SRTP IG V3.0 XSD DownloadZIP | 235.22 KB EPC259-22 Inter-RTP SP SRTP IG V3.0 DownloadPDF | 6.21 MB EPC259-22 Inter-RTP SP SRTP IG V3.0 XSD DownloadZIP | 188.2 KB EPC260-22 Payer-Payer’s RTP SP SRTP IG V3.0 DownloadPDF | 3.07 MB EPC260-22 Payer-Payer’s RTP SP SRTP IG V3.0 XSD DownloadZIP | 64.99 KB
Minutes and agendas 21 February 2023 Agenda of the 21st meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 17 February 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 005-23 v1.0 Approved Agenda 21st Meeting of the SPAA MSG - 17 February 2023 DownloadPDF | 225.86 KB
SPAA MSG 005-23 v1.0 Approved Agenda 21st Meeting of the SPAA MSG - 17 February 2023 DownloadPDF | 225.86 KB
Minutes and agendas 21 February 2023 Minutes of the 20th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 03 February 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 004-23 v1.0 Minutes 20th Meeting of the SPAA MSG - 03 February 2023 DownloadPDF | 363.75 KB
Guidance documents 16 February 2023| Version v2.0 Clarification Paper on the Use of Slashes in References, Identifications and Identifiers Guidance documents Credit transfer Direct debit Instant credit transfer EPC230-15 V2.0 Clarification Paper on the Use of Slashes in References Identifications and Identifiers v2.0 DownloadPDF | 335.95 KB
EPC230-15 V2.0 Clarification Paper on the Use of Slashes in References Identifications and Identifiers v2.0 DownloadPDF | 335.95 KB
Guidance documents 16 February 2023| Version 4.0 EPC Recommendation on ISO 20022 Customer Reporting of SCTs and SDDs Guidance documents Credit transfer Direct debit Instant credit transfer EPC188-09 v4.0 Recommendation on Customer Reporting SCTs and SDDs DownloadPDF | 826.39 KB
Minutes and agendas 08 February 2023 Minutes of the 19th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 20 January 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 002-23 v1.0 Minutes 19th Meeting of the SPAA MSG - 20 January 2023 DownloadPDF | 395.44 KB
Minutes and agendas 08 February 2023 Agenda of the 20th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 03 February 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 003-23 v1.0 Approved Agenda 20th Meeting of the SPAA MSG - 03 February 2023 DownloadPDF | 176.74 KB
SPAA MSG 003-23 v1.0 Approved Agenda 20th Meeting of the SPAA MSG - 03 February 2023 DownloadPDF | 176.74 KB
Minutes and agendas 07 February 2023 Agenda and Minutes of the 35th, 36th and 37th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 35th MSG MSCT Plenary meeting – 6 October 2022 (MSG MSCT 080-22) DownloadPDF | 228.05 KB Minutes 35th MSG MSCT Plenary meeting – 6 October 2022 (MSG MSCT 081-22) DownloadPDF | 469.25 KB Agenda 36th MSG MSCT Plenary meeting – 3 November 2022 (MSG MSCT 090-22) DownloadPDF | 241.92 KB Minutes 36th MSG MSCT Plenary meeting – 3 November 2022 (MSG MSCT 091-22) DownloadPDF | 462.93 KB Agenda 37th MSG MSCT Plenary meeting – 6 December 2022 (MSG MSCT 100-22) DownloadPDF | 276.68 KB Minutes 37th MSG MSCT Plenary meeting – 6 December 2022 (MSG MSCT 101-22) DownloadPDF | 485.49 KB
Minutes and agendas 24 January 2023 Minutes of the 16th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 24 October 2022 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 032-22 v1.0 Minutes 16th Meeting of the SPAA MSG - 24 October 2022 DownloadPDF | 345.68 KB
Minutes and agendas 24 January 2023 Agenda of the 19th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 20 January 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 001-23 v1.0 Approved Agenda 19th Meeting of the SPAA MSG - 20 January 2023 DownloadPDF | 180.17 KB
SPAA MSG 001-23 v1.0 Approved Agenda 19th Meeting of the SPAA MSG - 20 January 2023 DownloadPDF | 180.17 KB
Minutes and agendas 24 January 2023 Minutes of the 18th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 05 December 2022 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 036-22 v1.0 Minutes 18th Meeting of the SPAA MSG - 5 December 2022 DownloadPDF | 387.41 KB
Minutes and agendas 24 January 2023 Minutes of the 15th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 04 October 2022 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 027-22 v1.0 Minutes 15th Meeting of the SPAA MSG - 04 October 2022 DownloadPDF | 348.68 KB
Guidance documents 10 January 2023 Public consultation on draft document “Interoperability of MSCTs based on NFC or BLE” Guidance documents Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Public consultation Request-To-Pay Multi-Stakeholder Group (RTP MSG) Interoperability of MSCTs based on NFC or BLE (EPC287-22v0.18) DownloadPDF | 4.28 MB Feedback questionnaire on Interoperability of MSCTs based on NFC or BLE (MSG MSCT 102-22v1.0) DownloadDOCX | 349.28 KB
Feedback questionnaire on Interoperability of MSCTs based on NFC or BLE (MSG MSCT 102-22v1.0) DownloadDOCX | 349.28 KB
Guidance documents 10 January 2023 Standardisation of QR-codes for MSCTs Guidance documents Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Credit transfer Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Person-to-Person mobile payments Request-To-Pay Multi-Stakeholder Group (RTP MSG) Standardisation of QR-codes for MSCTs (EPC024-22v2.0) DownloadPDF | 1.53 MB
Guidance documents 10 January 2023 Specification of QR-codes for Mobile (Instant) Credit Transfers (MCTs) submitted to ISO Guidance documents Credit transfer Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Request-To-Pay Multi-Stakeholder Group (RTP MSG) Specification of QR-codes for Mobile (Instant) Credit Transfers (MSCTs) in ISO format (EPC193-22v1.2) DownloadPDF | 1000.79 KB
Specification of QR-codes for Mobile (Instant) Credit Transfers (MSCTs) in ISO format (EPC193-22v1.2) DownloadPDF | 1000.79 KB
