Document library | European Payments Council

328 results

Guidance documents

29 September 2022

Standardisation of QR-codes for Mobile initiated (instant) Credit Transfers (MCTs) submitted to ISO

Guidance documents

Credit transfer

Instant credit transfer

SEPA Proxy Lookup

Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT)

Person-to-Person mobile payments

Request-To-Pay Multi-Stakeholder Group (RTP MSG)

Standardisation of QR-codes for MCTs (EPC193-22v1.0)

DownloadPDF | 1002.31 KB

Guidance documents

13 September 2022|

Version

v3.0

Quick Response Code: Guidelines to Enable Data Capture for the Initiation of a SEPA Credit Transfer

Guidance documents

Credit transfer

EPC069-12 v3.0 Quick Response Code - Guidelines to Enable the Data Capture for the Initiation of an SCT

DownloadPDF | 431.78 KB

12 September 2022|

Version

1.0

EPC Glossary of acronyms

Media and communication

EPC089-22 EPC Glossary of acronyms

DownloadPDF | 666.66 KB

Minutes and agendas

07 September 2022

Agenda and Minutes of the 32nd and 33rd MSG MSCT Plenary meetings

Minutes and agendas

Agenda 32nd MSG MSCT Plenary meeting – 23 May 2022 (MSG MSCT 051-22)

DownloadPDF | 225.08 KB

Minutes 32nd MSG MSCT Plenary meeting – 23 May 2022 (MSG MSCT 052-22)

DownloadPDF | 474.9 KB

Agenda 33rd MSG MSCT Plenary meeting – 20 June 2022 (MSG MSCT 059-22)

DownloadPDF | 226.63 KB

Minutes 33rd MSG MSCT Plenary meeting – 20 June 2022 (MSG MSCT 060-22)

DownloadPDF | 452.88 KB

30 August 2022

Minutes of the 13th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 17 June 2022

SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG)

SPAA MSG 021-22 v1.0 Minutes 13th Meeting of the SPAA MSG - 17 June 2022

DownloadPDF | 322.11 KB

30 August 2022

Agenda of the 14th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 12 August 2022

SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG)

SPAA MSG 022-22 v1.0 Agenda 14th Meeting of the SPAA MSG - 12 August 2022

DownloadPDF | 157.72 KB

11 July 2022

Membership of the Scheme Management Board

EPC094-21 v1.5 SMB Membership List

DownloadPDF | 116.24 KB

01 July 2022

EPC's member value proposition and EPC in a snapshot

Media and communication

EPC317-15 v5.0 EPC's member value proposition - updated July 2022

DownloadPDF | 85.81 KB

EPC316-15 v7.2 EPC in a snapshot - updated July 2022

DownloadPDF | 101.91 KB

Guidance documents

30 June 2022|

Version

1.01

Default SRTP related API Specifications

Guidance documents

SEPA Request-to-Pay (SRTP)

EPC137-22 v0.1 SRTP related API Specifications - Preliminary Information

DownloadPDF | 558.48 KB

30 June 2022|

Version

v2.1

SRTP scheme rulebook version 2.1

SEPA Request-to-Pay (SRTP)

EPC014-20 The Sepa Request-to-Pay scheme rulebook version V2.1

DownloadPDF | 1.56 MB

Minutes and agendas

24 June 2022

Minutes of the 11th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 30 May 2022

Minutes and agendas

SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG)

SPAA MSG 019-22 v1.0 Minutes 11th Meeting of the SPAA MSG - 30 May 2022

DownloadPDF | 351.98 KB

Minutes and agendas

24 June 2022

Minutes of the 8th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 25 March 2022

Minutes and agendas

SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG)

SSPAA MSG 008-22 v 1.0 Minutes 8th Meeting of the SPAA MSG - 25 March 2022

DownloadPDF | 321.53 KB

Minutes and agendas

24 June 2022

Minutes of the 10th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 24 May 2022

Minutes and agendas

SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG)

SPAA MSG 017-22 v1.0 Minutes 10th Meeting of the SPAA MSG - 24 May 2022

DownloadPDF | 302.05 KB

Minutes and agendas

24 June 2022

Agenda of the 13th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 17 June 2022

Minutes and agendas

SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG)

SPAA MSG 018-22 v1.0 Agenda 13th Meeting of the SPAA MSG - 17 June 2022

DownloadPDF | 162.51 KB

Minutes and agendas

24 June 2022

Minutes of the 12th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 3 June 2022

Minutes and agendas

SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG)

SPAA MSG 020-22 v1.0 Minutes 12th Meeting of the SPAA MSG - 03 June 2022

DownloadPDF | 330.32 KB

Minutes and agendas

24 June 2022

Agenda and Minutes of the 30th and 31st MSG MSCT Plenary meetings

Minutes and agendas

Instant credit transfer

SEPA Proxy Lookup

Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT)

Person-to-Person mobile payments

Agenda 30th MSG MSCT Plenary meeting – 21 March 2022 (MSG MSCT 030-22)

DownloadPDF | 304.17 KB

Minutes 30th MSG MSCT Plenary meeting – 21 March 2022 (MSG MSCT 031-22)

DownloadPDF | 465.18 KB

Agenda 31st MSG MSCT Plenary meeting – 29 April 2022 (MSG MSCT 041-22)

DownloadPDF | 226.39 KB

Minutes 31st MSG MSCT Plenary meeting – 29 April 2022 (MSG MSCT 042-22)

DownloadPDF | 481.18 KB

Implementation Guidelines

22 June 2022|

Version

2023 V1.0

SEPA Direct Debit Core Inter-PSP Implementation Guidelines 2023 version 1.0

Implementation Guidelines

EPC114-06 SDD Core Inter-PSP IG 2023 V1.0

DownloadPDF | 1.57 MB

EPC114-06 SDD Core Inter-PSP IG 2023 V1.0 XSD

DownloadZIP | 62.05 KB

EPC148-22 v1.0 Addendum to EPC114-06 SDD Core Inter-PSP IG 2023 V1.0 - List of detailed changes

DownloadPDF | 352.24 KB

Implementation Guidelines

22 June 2022|

Version

2023 V1.0

SEPA Direct Debit Core E-Mandate Service Implementation Guidelines 2023 version 1.0

Implementation Guidelines

EPC002-09 SDD Core e-Mandate Service IG 2023 V1.0

DownloadPDF | 1.92 MB

EPC002-09 SDD Core e-Mandate Service IG 2023 V1.0 XSD

DownloadZIP | 36.48 KB

EPC149-22 v1.0 Addendum to EPC002-09 SDD Core E-Mandate IG 2023 V1.0 - List of detailed changes

DownloadPDF | 375.84 KB

Implementation Guidelines

22 June 2022|

Version

2023 V1.0

SEPA Direct Debit Core Customer-to-PSP Implementation Guidelines 2023 version 1.0

Implementation Guidelines

EPC130-08 SDD Core C2PSP IG 2023 V1.0

DownloadPDF | 1.54 MB

EPC130-08 SDD Core C2PSP IG 2023 V1.0 XSD

DownloadZIP | 45.33 KB

EPC147-22 v1.0 Addendum to EPC130-08 SDD Core C2PSP IG 2023 V1.0 - List of detailed changes

DownloadPDF | 331.61 KB

Implementation Guidelines

22 June 2022|

Version

2023 V1.0

SEPA Direct Debit Business-to-Business Inter-PSP Implementation Guidelines 2023 version 1.0

Implementation Guidelines

EPC301-07 SDD B2B Inter-PSP IG 2023 V1.0

DownloadPDF | 1.59 MB

EPC301-07 SDD B2B Inter-PSP IG 2023 V1.0 XSD

DownloadZIP | 59.85 KB

EPC151-22 v1.0 Addendum to EPC301-07 SDD B2B Inter-PSP IG 2023 V1.0 - List of detailed changes

DownloadPDF | 347.95 KB

Implementation Guidelines

22 June 2022|

Version

2023 V1.0

SEPA Direct Debit Business-to-Business E-Mandate Service Implementation Guidelines 2023 version 1.0

Implementation Guidelines

EPC129-09 SDD B2B e-Mandate Service IG 2023 V1.0

DownloadPDF | 1.87 MB

EPC129-09 SDD B2B e-Mandate Service IG 2023 V1.0 XSD

DownloadZIP | 36.82 KB

EPC152-22 v1.0 Addendum to EPC129-06 SDD B2B E-Mandate IG 2023 V1.0 - List of detailed changes

DownloadPDF | 365.81 KB

Implementation Guidelines

22 June 2022|

Version

2023 V1.0

SEPA Direct Debit Business-to-Business Customer-to-PSP Implementation Guidelines 2023 version 1.0

Implementation Guidelines

EPC131-08 SDD B2B C2PSP IG 2023 V1.0

DownloadPDF | 1.67 MB

EPC131-08 SDD B2B C2PSP IG 2023 V1.0 XSD

DownloadZIP | 44.95 KB

EPC150-22 v1.0 Addendum to EPC131-08 SDD B2B C2PSP IG 2023 V1.0 - List of detailed changes

DownloadPDF | 365.66 KB

Implementation Guidelines

22 June 2022|

Version

2023 V1.0

SEPA Credit Transfer Inter-PSP Implementation Guidelines 2023 version 1.0

Implementation Guidelines

Credit transfer

EPC115-06 SCT Inter-PSP IG 2023 V1.0

DownloadPDF | 4.38 MB

EPC115-06 SCT Inter-PSP IG 2023 V1.0 XSD

DownloadZIP | 280.83 KB

EPC144-22 v1.0 Addendum to EPC115-06 SCT Inter-PSP IG 2023 V1.0 - List of detailed changes

DownloadPDF | 748.97 KB

Implementation Guidelines

22 June 2022|

Version

2023 V1.0

SEPA Instant Credit Transfer Inter-PSP Implementation Guidelines 2023 version 1.0

Implementation Guidelines

Instant credit transfer

EPC122-16 SCT Inst Inter-PSP IG 2023 V1.0

DownloadPDF | 2.42 MB

EPC122-16 SCT Inst Inter-PSP IG 2023 V1.0 XSD

DownloadZIP | 136.55 KB

EPC146-22 v1.0 Addendum to EPC122-16 SCT Inst Inter-PSP IG 2023 V1.0 - List of detailed changes

DownloadPDF | 515.67 KB

Implementation Guidelines

22 June 2022|

Version

2023 V1.0

SEPA Credit Transfer Customer-to-PSP Implementation Guidelines 2023 version 1.0

Implementation Guidelines

Credit transfer

EPC132-08 SCT C2PSP IG 2023 V1.0

DownloadPDF | 2.07 MB

EPC132-08 SCT C2PSP IG 2023 V1.0 XSD

DownloadZIP | 67.15 KB

EPC143-22 v1.0 Addendum to EPC132-08 SCT C2PSP IG 2023 V1.0 - List of detailed changes

DownloadPDF | 419.39 KB

Implementation Guidelines

22 June 2022|

Version

2023 V1.0

SEPA Instant Credit Transfer Customer-to-PSP Implementation Guidelines 2023 version 1.0

Implementation Guidelines

Instant credit transfer

EPC121-16 SCT Inst C2PSP IG 2023 V1.0

DownloadPDF | 2.07 MB

EPC121-16 SCT Inst C2PSP IG 2023 V1.0 XSD

DownloadZIP | 56.1 KB

EPC145-22 v1.0 Addendum to EPC121-16 SCT Inst C2PSP IG 2023 V1.0 - List of detailed changes

DownloadPDF | 389.39 KB

Guidance documents

17 June 2022

The final version of the “Standardisation of QR-codes for MSCTs”

Guidance documents

Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT)

Credit transfer

Instant credit transfer

SEPA Proxy Lookup

Person-to-Person mobile payments

Request-To-Pay Multi-Stakeholder Group (RTP MSG)

EPC024-22v1.0 Standardisation of QR-codes for MSCTs

DownloadPDF | 1.58 MB

13 June 2022

Public consultation on the SEPA Payment Account Access Scheme Rulebook

Public consultation

SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG)

EPC012-22 v0.9 SEPA Payment Account Access Scheme Rulebook - Draft version for public consultation

DownloadPDF | 1.76 MB

EPC123-22 v1.0 SPAA Possible Additional Functionality for Public Consultation

DownloadDOCX | 204.24 KB

EPC112-22 v1.0 Response template for public consultation on SPAA scheme rulebook

DownloadDOCX | 204.85 KB

Minutes and agendas

31 May 2022

Agenda of the 10th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 24 May 2022

Minutes and agendas

SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG)

SPAA MSG 015-22 v1.0 Agenda 10th Meeting of the SPAA MSG - 24 May 2022

DownloadPDF | 154.26 KB

Minutes and agendas

31 May 2022

Minutes of the 9th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 22 April 2022

Minutes and agendas

SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG)

SPAA MSG 014-22 v1.0 Minutes 9th Meeting of the SPAA MSG - 22 April 2022

DownloadPDF | 452.02 KB

Minutes and agendas

31 May 2022

Agenda of the 9th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 22 April 2022

Minutes and agendas

SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG)

SPAA MSG 010-22 v1.0 Agenda 9th Meeting of the SPAA MSG - 22 April 2022

DownloadPDF | 157.3 KB

Guidance documents

30 May 2022|

Version

2.0

Clarification Paper on the SEPA Request-to-Pay scheme rulebook

Guidance documents

SEPA Request-to-Pay (SRTP)

EPC216-20v2.0 Clarification Paper SRTP Rulebook

DownloadPDF | 556.83 KB

Guidance documents

25 May 2022|

Version

v1.0

Guidance to improve transparency for retail payment end-users

Guidance documents

Credit transfer

Instant credit transfer

Scheme End-User Multi-Stakeholder Group (SEU MSG)

EPC088-22 EPC guidance document - Improve Transparency for Retail Payment End-Users

DownloadPDF | 677.37 KB

Guidance documents

25 May 2022|

Version

v1.0

Guidance on the migration to the 2019 version of the ISO 20022-based XML messaging standard

Guidance documents

Credit transfer

Instant credit transfer

EPC087-22 EPC guidance document - Migration to the 2019 Version of the ISO 20022-based XML Messaging Standard

DownloadPDF | 794.46 KB

25 May 2022|

Version

v1.0

EPC Multi-Stakeholder Group positions on 2022 SEMWG Change Proposals for the EPC SEPA payment scheme rulebooks

Credit transfer

Instant credit transfer

Public consultation

Scheme End-User Multi-Stakeholder Group (SEU MSG)

Scheme Technical Player Multi-Stakeholder Group (STP MSG)

EPC038-22 SEU MSG position on 2022 SEMWG Change Proposals for the EPC SEPA payment scheme rulebooks

DownloadPDF | 355.74 KB

EPC039-22 STP MSG position on 2022 SEMWG Change Proposals for the EPC SEPA payment scheme rulebooks

DownloadPDF | 364.65 KB

25 May 2022|

Version

v1.0

2022 Public Consultation – EPC SEPA Payment Scheme Change Proposal Submission Documents

Credit transfer

Instant credit transfer

Public consultation

EPC005-22 v1.0 Change Proposal Submission Document - 2022 public consultation SCT change requests

DownloadPDF | 565.5 KB

EPC006-22 v1.0 Change Proposal Submission Document - 2022 public consultation SCT Inst change requests

DownloadPDF | 633.96 KB

EPC007-22 v1.0 Change Proposal Submission Document - 2022 public consultation SDD Core change requests

DownloadPDF | 488.04 KB

EPC008-22 v1.0 Change Proposal Submission Document - 2022 public consultation SDD B2B change requests

DownloadPDF | 459.57 KB

25 May 2022|

Version

v1.0

2023 SEPA Direct Debit Business-to-Business rulebook version 1.0

EPC222-07 2023 SDD B2B Rulebook version 1.0

DownloadPDF | 2.04 MB

25 May 2022|

Version

v1.0

2023 SEPA Direct Debit Core rulebook version 1.0

EPC016-06 2023 SDD Core Rulebook version 1.0

DownloadPDF | 1.89 MB

25 May 2022|

Version

v1.0

Maximum Amount for Instructions under the 2023 SEPA Instant Credit Transfer Rulebook version 1.0

Instant credit transfer

EPC023-16 Max Amount for Instructions under 2023 SCT Inst Rulebook v1.0

DownloadPDF | 195.59 KB

25 May 2022|

Version

v1.0

2023 SEPA Instant Credit Transfer rulebook version 1.0

Instant credit transfer

EPC004-16 2023 SCT Instant Rulebook v1.0

DownloadPDF | 1.5 MB

25 May 2022|

Version

v1.0

2023 SEPA Credit Transfer rulebook version 1.0

Credit transfer

EPC125-05 2023 SCT Rulebook version 1.0

DownloadPDF | 1.3 MB

25 May 2022|

Version

v1.2

2021 SEPA Direct Debit Business-to-Business rulebook version 1.2

EPC222-07 2021 SDD B2B Rulebook version 1.2

DownloadPDF | 2.29 MB

25 May 2022|

Version

v1.2

2021 SEPA Direct Debit Core rulebook version 1.2

EPC016-06 2021 SDD Core Rulebook version 1.2

DownloadPDF | 1.88 MB

25 May 2022|

Version

v1.2

Maximum Amount for Instructions under the 2021 SEPA Instant Credit Transfer Rulebook version 1.2

Instant credit transfer

EPC023-16 Max Amount for Instructions under 2021 SCT Inst Rulebook v1.2

DownloadPDF | 191.21 KB

25 May 2022|

Version

v1.2

2021 SEPA Instant Credit Transfer rulebook version 1.2

Instant credit transfer

EPC004-16 2021 SCT Instant Rulebook v1.2

DownloadPDF | 1.53 MB

25 May 2022|

Version

v2.0

2021 SEPA Credit Transfer rulebook version 1.2

Credit transfer

EPC125-05 2021 SCT Rulebook version 1.2

DownloadPDF | 1.28 MB

25 May 2022|

Version

v4.5

SEPA Payment Scheme Management Rules

Credit transfer

Instant credit transfer

Scheme End-User Multi-Stakeholder Group (SEU MSG)

Scheme Technical Player Multi-Stakeholder Group (STP MSG)

Dispute Resolution Committee (DRC)

EPC207-14 SEPA Payment Scheme Management Rules v4.4

DownloadPDF | 416.1 KB

EPC207-14 SEPA Payment Scheme Management Rules v4.5

DownloadPDF | 427.86 KB

25 May 2022

Public consultation on the SEPA Request-to-Pay scheme Rulebook

Public consultation

SEPA Request-to-Pay (SRTP)

EPC074-22 v1.0 SRTP Scheme Rulebook 2022 Change Request Public Consultation Document

DownloadPDF | 2.84 MB

EPC075-22 v1.0 Response template SRTP Scheme Rulebook 2022 Change Request Public Consultation

DownloadXLSX | 667.87 KB

Minutes and agendas

14 April 2022

Agenda and minutes of the first meeting of the Scheme Technical Player Multi-Stakeholder Group (March 2022)

Minutes and agendas

Credit transfer

Instant credit transfer

SEPA Proxy Lookup

Scheme Technical Player Multi-Stakeholder Group (STP MSG)

SEPA Request-to-Pay (SRTP)

STP MSG 001-22 Agenda 1st STP MSG meeting 2022-03-03

DownloadPDF | 192.61 KB

STP MSG 002-22 Minutes 1st STP MSG meeting 03 March 2022

DownloadPDF | 412.12 KB

Minutes and agendas

14 April 2022

Agenda and minutes of the first meeting of the Scheme End-User Multi-Stakeholder Group (March 2022)

Minutes and agendas

Credit transfer

Instant credit transfer

SEPA Proxy Lookup

Scheme End-User Multi-Stakeholder Group (SEU MSG)

SEPA Request-to-Pay (SRTP)

SEU MSG 001-22 Agenda 1st SEU MSG meeting 2022-03-01

DownloadPDF | 195.45 KB

SEU MSG 002-22 Minutes 1st SEU MSG meeting 01 March 2022

DownloadPDF | 345.29 KB

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