28 July 23
Payments in wartime: the story of the National Bank of Ukraine
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Russia invaded Ukraine on 24 February 2022. Ever since, martial law has made ensuring the country’s economic and financial stability a challenge for the National Bank
03 July 23
The EPC updates its members’ list
The European Payments Council (EPC) is glad to count among its members one additional organisation: • Insignia Cards Limited (Based in Malta) The EPC now represents 78 payment service providers and their associations.
SEPA Credit Transfer Inter-PSP Implementation Guidelines 2023 version 1.1
SEPA Credit Transfer Customer-to-PSP Implementation Guidelines 2023 version 1.1
SEPA Direct Debit Business-to-Business Inter-PSP Implementation Guidelines 2023 version 1.1
SEPA Direct Debit Core Customer-to-PSP Implementation Guidelines 2023 version 1.1
SEPA Direct Debit Business-to-Business Customer-to-PSP Implementation Guidelines 2023 version 1.1
SEPA Instant Credit Transfer Customer-to-PSP Implementation Guidelines 2023 version 1.2
SEPA Instant Credit Transfer Inter-PSP Implementation Guidelines 2023 version 1.2
SEPA Direct Debit Core E-Mandate Service Implementation Guidelines 2023 version 1.1
SEPA Direct Debit Business-to-Business E-Mandate Service Implementation Guidelines 2023 version 1.1
09 October 23
Around the web - a compilation of interesting reports about payments
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. Staying up to date with the latest news and trends in the industry? We’ve put together a list of free recently published payment-related reports from differen
18 April 23
Around the web – a compilation of some interesting reports about payments published last quarter
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. During the first quarter of 2023, we gathered a list of payment related reports that shine a spotlight on payments’ future and trends as well mobile payments and
23 January 23
Around the web – a compilation of some interesting reports about payments published last quarter
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Getting lost in the flow of new reports? During the last quarter of 2022, the EPC compiled a list of payment related reports that you can check out and download for fr
27 January 23
How Lithuania’s payment landscape is changing
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. We continue our series of European payment landscapes with a profile of Lithuania. Lithuania’s payment service provider (PSP) community was among the first to adhere t
18 September 23
What do the PSD3 and PSR mean for the payments sector?
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council or the European Commission. On June 28, 2023, the European Commission (EC) published a set of new legislative proposals, notably for a Third Payment Services Directive
31 October 23
Instant payments in Romania: the engine for development in the payments sector
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The payments sector in Romania has been very dynamic in recent years. Since its launch in 2019, the Romanian domestic instant payment system has seen a sharp rise in u
01 December 23
The Finnish payment landscape: a digitalised society with one of the most developed payments ecosystem in the world
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Finland is a European frontrunner in payment digitalisation, with e-invoicing particularly commonplace in the country – a likely trend anticipated to happen in the res
24 November 23
Publication of the SEPA Payment Account Access (SPAA) scheme’s default remuneration model
The European Payments Council (EPC) has published the business conditions for the SEPA Payment Account Access (SPAA) scheme, marking a significant step forward in the development of open banking in Europe. The SPAA scheme builds on the investments done in the context of the revised Payment
20 January 23
The transformation of the UK payments landscape
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. We continue our series of European payment landscapes with the profile of the United Kingdom (UK), and we interviewed Jana Mackintosh, Managing Director for Payments a
16 March 23
API Security Framework
The European Payments Council (EPC) publishes today the Application Programming Interface (API) security framework that lists the minimum security-related requirements applicable to the SEPA Request-to-Pay (SRTP) and SEPA Payment Account Access (SPAA) scheme participants using APIs, whether they rel
30 March 23
State of play, challenges, perspectives for European payments - Interview with Etienne Goosse
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The European payment landscape is going through a considerable transformation due to technological developments, entry by new actors and regulatory changes. We intervi
18 July 23
The Croatian payment landscape
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Croatia became the 20th EU Member State to join the euro on 1 January this year. Since the end of June, the SEPA Instant Credit Transfer (SCT Inst) scheme has been in
21 April 23
SEPA Request-to-Pay scheme: homologation procedure and new types of homologation
The European Payments Council (EPC) announces that effective as of today, any technical solution provider (TSP) may undergo a SEPA Request to Pay (SRTP) homologation. A duly homologated TSP will become a “Referenced Technical Solution Provider” (RTSP) and feature on a list published on the EPC websi