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SEPA Credit Transfer rulebook and implementation guidelines
SEPA Credit Transfer (SCT) is among the favourite payment methods of citizens and businesses in Europe, and a convenient alternative to cash and cheques.
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SEPA Instant Credit Transfer rulebook and implementation guidelines
The SEPA Instant Credit Transfer (SCT Inst) scheme will make European payments faster and ever more convenient.
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SEPA Instant Credit Transfer
SEPA Instant Credit Transfer (SCT Inst) heralds a new era in payments. Payments are no exception to an increasingly digital and immediate society.
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SEPA Credit Transfer
A credit transfer is an electronic payment from one payment account to another. The SEPA Credit Transfer (SCT) scheme makes the transfer of money in Europe easy and convenient.
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SEPA Credit Transfer public consultation
The EPC attaches utmost importance to involve all stakeholders of the payment value chain in the evolution of the SEPA Credit Transfer (SCT) scheme.
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SEPA Instant Credit Transfer options
The SEPA Instant Credit Transfer (SCT Inst) rulebook provides SCT Inst scheme participants with some specific SCT Inst scheme options.
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SEPA Credit Transfer Additional Optional Services
The SEPA Credit Transfer (SCT) scheme provides the sets of rules that enable a harmonised implementation by all participating payment service providers (PSPs) in Europe.
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Register of Participants
The Register of Participants lists all payment service providers (PSPs) and other eligible institutions who adhere to the EPC payment and payment related schemes.
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The schemes rely on global open standards
In order to efficiently and automatically exchange information and process payments in SEPA, financial institutions across the area have to speak the same technical language.
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12 March 2024|
Version
v1.0
SEPA Credit Transfer Rulebook - Public Consultation Document on 2024 Change Requests and Response Template
SEPA goes mobile
Mobile payments are soaring in Europe. The EPC aims to facilitate the use of all SEPA instruments with a mobile while ensuring the convenience, safety, reliability and cost-effectiveness of these payments.
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18 January 2022|
Version
v0.1
Public consultation on the [Instant] Euro One-Leg Out Credit Transfer Arrangement Rulebook
News
26 March 24
Call for Interest: development of SEPA Payment Account Access compliant API specifications
Today, the European Payments Council (EPC) launched a public ‘call for interest’ to identify European Application Programming Interface (API) standardisation initiatives that already developed or intend to develop API specifications compliant with the SEPA Payment Account Access (SPAA) scheme rulebo