The EPC has initiated a public consultation on change requests for its VOP rulebook version 2.0 which runs from 1 April – 30 June 2026.This public consultation is part of the change management process of the EPC payment-related schemes regularly organised by the EPC.About the VOP scheme rulebookThe

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.As stablecoins move from the margins of crypto markets into the mainstream of global finance, Europe faces a pivotal moment. Their growth raises pressing questions about m

The European Payments Council (EPC) has released a video explaining the One-Leg Out Instant Credit Transfer (OCT Inst) scheme and its role in improving international payments.The video illustrates how the OCT Inst scheme enables Payment Service Providers (PSPs) in Europe to offer faster, transparent

The EPC has published guidelines outlining the recommended approach to increasing adoption of the SEPA Request-to-Pay (SRTP) scheme.This ‘Federated Approach’ aims to lay the foundation for a future-proof solution and promote a smooth and progressive transition for intra-community initiatives to the

Today the European Payment Council (EPC) issued its yearly update of the Guidelines on cryptographic algorithms usage and key management which provides guidance to the European payments industry in the field of cryptographic algorithms, security protocols, confidentiality and integrity protection an

Today, the European Payments Council (EPC) launched three key updates linked to the Verification Of Payee (VOP) scheme rulebook, Application Programming Interface (API) specifications, and API Security Framework which will become effective on 20 September 2026.The VOP scheme provides a set of inter-

Today, the European Payments Council (EPC) initiated a public consultation on change requests for all five EPC payment scheme rulebooks (SEPA Credit Transfer (SCT), SCT Instant (SCT Inst), SEPA Direct Debit (SDD), SDD Business-to-Business (SDD B2B) and One-Leg Out Instant Credit Transfer (OCT Inst))

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.We spoke with author and digital financial services advisor and commentator David Birch about the role of stablecoins in Europe’s financial landscape. From their impact on

The European Payments Council (EPC) has launched a public consultation to explore the possible role of the EPC in the interoperability of payment solutions based on the SEPA Instant Credit Transfer (SCT Inst) scheme at the Point Of Interaction (POI). This consultation runs from 6 March to 10 April 2

The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.We spoke with Lillie Wall, Head of Payments, Europe at Wise, about the company’s role in shaping modern cross-border payments and the evolving European payments landscape.