The mandate is at the centre of a SEPA Direct Debit (SDD) payment.

The mandate is at the centre of a SEPA Direct Debit (SDD) payment.

Eighty-two organisations representing payment service providers (PSPs) throughout SEPA (PSPs and national or European associations of PSPs) are currently members of the EPC. Three organisations have the status of ‘associate member’.

We make extensive information about the EPC payment schemes and our other activities publicly available on our website. If you cannot find the answer to your question, do not hesitate to contact us by filling in the form below. We will be glad to help.

Clearing and Settlement Mechanisms (CSMs) are the processes underlying all payment transactions exchanged between two payment service providers (PSPs).

The EPC payment schemes are used to facilitate billions of transactions every year in Europe and beyond.

In order to efficiently and automatically exchange information and process payments in SEPA, financial institutions across the area have to speak the same technical language.