21 December 22
SEPA Payment Account Access scheme: going beyond open banking
The views expressed in this article are solely those of the authors and should not be attributed to the European Payments Council. Single Euro Payments Area (SEPA) Payment Account Access (SPAA) is the newest European Payments Council (EPC) scheme. SPAA covers messaging functionalities allowing th
01 July 22
The EPC updates its members’ list
The EPC now counts among its members one additional organisation: • Fintecture (based in France) The EPC now represents 77 payment service providers and their associations. Two further organisations have the status of ‘associate member’.
19 October 22
Around the web – a compilation of some interesting reports about payments published last quarter
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. Getting lost in the flow of new reports? During the third quarter of 2022, the EPC compiled a list of payment related reports that you can check out and download
11 July 22
Around the web – a compilation of some interesting reports about payments published last quarter
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. Getting lost in the flow of new reports? During the second quarter of 2022, the EPC compiled a list of payment related reports that you can check out and downloa
02 May 22
Around the web – a compilation of some interesting reports about payments published last quarter
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. During the first quarter of 2022, we gathered a list of recent and free reports that shine a spotlight on payments’ future and trends as well as other interestin
SEPA Credit Transfer Inter-PSP Implementation Guidelines 2023 version 1.0
SEPA Credit Transfer Customer-to-PSP Implementation Guidelines 2023 version 1.0
SEPA Direct Debit Business-to-Business Inter-PSP Implementation Guidelines 2023 version 1.0
SEPA Direct Debit Core Inter-PSP Implementation Guidelines 2023 version 1.0
SEPA Direct Debit Core Customer-to-PSP Implementation Guidelines 2023 version 1.0
SEPA Direct Debit Business-to-Business Customer-to-PSP Implementation Guidelines 2023 version 1.0
19 January 22
Around the web – a compilation of some interesting reports about payments published last quarter
The views expressed in the below reports are solely those of the authors and should not be attributed to the European Payments Council. Getting lost in the flow of new reports? During the last quarter of 2021, the EPC compiled a list of payment related reports that you can check out and download
SEPA Instant Credit Transfer Customer-to-PSP Implementation Guidelines 2023 version 1.1
SEPA Instant Credit Transfer Inter-PSP Implementation Guidelines 2023 version 1.1
SEPA Instant Credit Transfer Customer-to-PSP Implementation Guidelines 2023 version 1.0
SEPA Instant Credit Transfer Inter-PSP Implementation Guidelines 2023 version 1.0
SEPA Direct Debit Core E-Mandate Service Implementation Guidelines 2023 version 1.0
SEPA Direct Debit Business-to-Business E-Mandate Service Implementation Guidelines 2023 version 1.0
16 March 22
Instant payments in Slovakia
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Since January 2022, the SEPA Instant Credit Transfer (SCT Inst) scheme has been in use in Slovakia, where three payment service providers (PSPs) have joined the scheme
25 July 22
The Polish payment landscape: a modern payments approach
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The Polish payment landscape is characterised both by traditional practices such as cash, which remains one of the dominant methods of payment, and by innovation and d
20 September 22
The Irish payment landscape: a digital transformation
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. We continue our series of European payment landscapes with the profile of Ireland, and we interviewed Gillian Byrne Head of Payments, at Banking & Payments Federat
30 November 22
Publication of the first SPAA scheme rulebook
Today the European Payments Council (EPC) publishes the first (v1.0) SEPA Payment Account Access (SPAA) scheme rulebook. It consists of a set of rules, practices and standards that will allow the exchange of payment accounts related data and facilitates the initiation of payment transactions in the