Other 04 March 2024| Version v4.0 Guide for Adherence to the SEPA Request to Pay scheme Other Adherence SEPA Request-to-Pay (SRTP) EPC085-21 Guide to the SEPA RTP Scheme Adherence Process DownloadPDF | 551.77 KB
Other 04 March 2024 SEPA Request-to-Pay scheme adherence pack Other SEPA Request-to-Pay (SRTP) Adherence SRTP adherence document templates DownloadZIP | 328.17 KB
Guidance documents 18 March 2024| Version v3.1 Quick Response Code: Guidelines to Enable Data Capture for the Initiation of a SEPA Credit Transfer Guidance documents Credit transfer EPC069-12 v3.1 Quick Response Code - Guidelines to Enable the Data Capture for the Initiation of an SCT DownloadPDF | 383.88 KB
EPC069-12 v3.1 Quick Response Code - Guidelines to Enable the Data Capture for the Initiation of an SCT DownloadPDF | 383.88 KB
Guidance documents 13 March 2024| Version 13.0 Yearly update of the “Guidelines on cryptographic algorithms usage and key management” Guidance documents Cards Contactless payments Credit transfer Direct debit Instant credit transfer Mobile Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments SDD mandate Security EPC342-08 v13.0 Guidelines on Cryptographic Algorithms Usage and Key Management.pdf DownloadPDF | 1.34 MB
EPC342-08 v13.0 Guidelines on Cryptographic Algorithms Usage and Key Management.pdf DownloadPDF | 1.34 MB
Rulebooks 14 November 2023| Version 1.1 2023 SEPA Direct Debit Core rulebook version 1.1 Rulebooks Direct debit EPC016-06 2023 SDD Core Rulebook version 1.1 DownloadPDF | 2.46 MB
Rulebooks 14 November 2023| Version 1.1 2023 SEPA Direct Debit Business-to-Business rulebook version 1.1 Rulebooks Direct debit EPC222-07 2023 SDD B2B Rulebook version 1.1 DownloadPDF | 3 MB
Rulebooks 14 November 2023| Version 1.3 2021 SEPA Direct Debit Business-to-Business rulebook version 1.3 Rulebooks Direct debit EPC222-07 2021 SDD B2B Rulebook version 1.3 DownloadPDF | 2.26 MB
Rulebooks 20 February 2024 Public consultation on the Verification Of Payee Scheme Rulebook Rulebooks Credit transfer Instant credit transfer Public consultation Regulatory Verification Of Payee (VOP) EPC218-23 2024 Verification Of Payee Scheme Rulebook v0.1 for public consultation DownloadPDF | 1.17 MB EPC288-23 Proposed EPC Recommendations for the Matching Processes under the VOP Scheme Rulebook DownloadPDF | 230.44 KB EPC289-23 VOP Scheme Rulebook - response template for public consultation DownloadDOCX | 207.82 KB
EPC218-23 2024 Verification Of Payee Scheme Rulebook v0.1 for public consultation DownloadPDF | 1.17 MB
EPC288-23 Proposed EPC Recommendations for the Matching Processes under the VOP Scheme Rulebook DownloadPDF | 230.44 KB
Rulebooks 14 November 2023| Version 1.3 2021 SEPA Direct Debit Core rulebook version 1.3 Rulebooks Direct debit EPC016-06 2021 SDD Core Rulebook version 1.3 DownloadPDF | 2.05 MB
Rulebooks 14 November 2023| Version 1.1 2023 SEPA Credit Transfer rulebook version 1.1 Rulebooks Credit transfer EPC125-05 2023 SCT Rulebook version 1.1 DownloadPDF | 1.65 MB
Rulebooks 14 November 2023| Version 1.2 2023 SEPA Instant Credit Transfer rulebook version 1.2 Rulebooks Instant credit transfer EPC004-16 2023 SCT Instant Rulebook v1.2 DownloadPDF | 1.79 MB
Clarification paper 22 December 2023| Version 3.1 Clarification Paper on the SEPA Request-to-Pay scheme rulebook Clarification paper SEPA Request-to-Pay (SRTP) EPC216-20 v3.1 Clarification Paper SRTP Rulebook DownloadPDF | 1.53 MB
Reports 06 December 2023| Version 1.0 Yearly update of the “Payment Threats and Fraud Trends Report” Reports Cards Contactless payments Credit transfer Instant credit transfer Direct debit Mobile Security SEPA Request-to-Pay (SRTP) Payment System Security Group (PSSG) EPC181-23 v1.0 2023 Payments Threats and Fraud Trends Report DownloadPDF | 1.16 MB
Other 28 November 2023 Questions & Answers on the One-Leg Out Instant Credit Transfer Scheme Other One-Leg Out One-Leg Out Instant Credit Transfer (OCT Inst) EPC095-23 v2.0 Q and A on OCT Inst scheme DownloadPDF | 417.41 KB
Rulebooks 22 December 2023| Version 3.2 The SEPA Request-to-Pay scheme rulebook version v3.2 Rulebooks SEPA Request-to-Pay (SRTP) EPC014-20 v3.2 SEPA RTP Scheme Rulebook DownloadPDF | 2.1 MB
Rulebooks 14 November 2023| Version 1.3 2021 SEPA Credit Transfer rulebook version 1.3 Rulebooks Credit transfer EPC125-05 2021 SCT Rulebook version 1.3 DownloadPDF | 1.47 MB
Other 19 July 2023| Version v1.0 Overview public consultation comments on the extension of SCA related sections in version 1.0 of the SPAA scheme rulebook Other Public consultation SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) EPC089-23v1.0 Overview public consultation comments on extension of SCA related sections in v1.0 of the SPAA scheme rulebook DownloadXLSX | 43.75 KB
EPC089-23v1.0 Overview public consultation comments on extension of SCA related sections in v1.0 of the SPAA scheme rulebook DownloadXLSX | 43.75 KB
Other 30 May 2023| Version v 6.0 Guide for Adherence to the SEPA Credit Transfer scheme, the SEPA Instant Credit Transfer scheme, the SEPA Direct Debit schemes and the One-Leg Out Instant Credit Transfer Other Adherence Credit transfer Direct debit Instant credit transfer One-Leg Out Instant Credit Transfer (OCT Inst) EPC012-17 Adherence Guide to the EPC Payment Schemes v6.0 DownloadPDF | 579.97 KB
Other 22 December 2022| Version 1.0 Overview of the 2022 public consultation comments on the draft SPAA Scheme Rulebook Other Public consultation SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) EPC202-22 v1.0 Overview 2022 Public Consultation Comments on the Draft SPAA Scheme Rulebook DownloadXLSX | 310.88 KB
EPC202-22 v1.0 Overview 2022 Public Consultation Comments on the Draft SPAA Scheme Rulebook DownloadXLSX | 310.88 KB
Rulebooks 25 May 2022| Version v1.0 2023 SEPA Direct Debit Business-to-Business rulebook version 1.0 Rulebooks Direct debit EPC222-07 2023 SDD B2B Rulebook version 1.0 DownloadPDF | 2.04 MB
Rulebooks 25 May 2022| Version v1.0 2023 SEPA Direct Debit Core rulebook version 1.0 Rulebooks Direct debit EPC016-06 2023 SDD Core Rulebook version 1.0 DownloadPDF | 1.89 MB
Rulebooks 25 May 2022| Version v1.2 2021 SEPA Direct Debit Business-to-Business rulebook version 1.2 Rulebooks Direct debit EPC222-07 2021 SDD B2B Rulebook version 1.2 DownloadPDF | 2.29 MB
Rulebooks 25 May 2022| Version v1.2 2021 SEPA Direct Debit Core rulebook version 1.2 Rulebooks Direct debit EPC016-06 2021 SDD Core Rulebook version 1.2 DownloadPDF | 1.88 MB
Other 28 March 2023| Version v1.0 2022 Public Consultation on the [Instant] Euro One-Leg Out Credit Transfer Arrangement Rulebook – Collected Comments with EPC Responses Other Credit transfer One-Leg Out Instant Credit Transfer (OCT Inst) Instant credit transfer Public consultation EPC091-22 [Inst] Euro OCT Arrangement rulebook - 2022 Public Consultation comments & EPC responses DownloadPDF | 1.13 MB
EPC091-22 [Inst] Euro OCT Arrangement rulebook - 2022 Public Consultation comments & EPC responses DownloadPDF | 1.13 MB
Minutes and agendas 08 February 2023 Minutes of the 19th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 20 January 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 002-23 v1.0 Minutes 19th Meeting of the SPAA MSG - 20 January 2023 DownloadPDF | 395.44 KB
Rulebooks 13 December 2021| Version v1.1 2021 SEPA Direct Debit Business-to-Business rulebook version 1.1 Rulebooks Direct debit EPC222-07 2021 SDD B2B Rulebook version 1.1 DownloadPDF | 1.96 MB
Rulebooks 13 December 2021| Version v1.1 2021 SEPA Direct Debit Core rulebook version 1.1 Rulebooks Direct debit EPC016-06 2021 SDD Core Rulebook version 1.1 DownloadPDF | 1.82 MB
Implementation Guidelines 26 November 2020| Version 2021 V1.0 SEPA Instant Credit Transfer Scheme Customer-to-PSP Implementation Guidelines 2021 version 1.0 Implementation Guidelines Instant credit transfer EPC121-16 SCT Inst C2PSP IG 2021 V1.0 DownloadPDF | 2 MB EPC121-16 SCT Inst C2PSP IG 2021 V1.0 XSD Update DownloadZIP | 51.68 KB EPC081-21v1.0 Errata to the 2021 Version 1.0 SCT Inst C2PSP IGs DownloadPDF | 575.62 KB
Minutes and agendas 26 June 2023 Agenda and Minutes of the 40th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 40th MSG MSCT Plenary meeting – 18 April 2023 (MSG MSCT 020-23) DownloadPDF | 256.01 KB Minutes 40th MSG MSCT Plenary meeting – 18 April 2023 (MSG MSCT 021-23) DownloadPDF | 483.14 KB
Rulebooks 26 November 2020| Version v1.0 2021 SEPA Direct Debit Business-to-Business rulebook version 1.0 Rulebooks Direct debit 2021 SDD Business-to-Business Rulebook version 1.0 DownloadPDF | 2.08 MB
Rulebooks 25 May 2022| Version v1.0 2023 SEPA Credit Transfer rulebook version 1.0 Rulebooks Credit transfer EPC125-05 2023 SCT Rulebook version 1.0 DownloadPDF | 1.3 MB
Minutes and agendas 14 June 2021 Agendas and Minutes of the 21st MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 21st MSG MSCT Plenary meeting – 26 April 2021 (MSG MSCT 057-21v1.0) DownloadPDF | 243.61 KB Minutes 21st MSG MSCT Plenary meeting – 26 April 2021 (MSG MSCT 058-21v1.0) DownloadPDF | 538.51 KB
Minutes and agendas 06 June 2023 Agenda and minutes of the third meeting of the Scheme End-User Multi-Stakeholder Group (March 2023) Minutes and agendas Credit transfer Direct debit One-Leg Out Instant credit transfer SEPA Proxy Lookup (SPL) Scheme End-User Multi-Stakeholder Group (SEU MSG) SEPA Request-to-Pay (SRTP) One-Leg Out Instant Credit Transfer (OCT Inst) SEU MSG 001-23 Agenda 3rd SEU MSG meeting 2023-03-28 DownloadPDF | 169.21 KB SEU MSG 002-23 Minutes 3rd SEU MSG meeting 28 March 2023 DownloadPDF | 302.06 KB
Minutes and agendas 06 June 2023 Agenda and minutes of the third meeting of the Scheme Technical Player Multi-Stakeholder Group (March 2023) Minutes and agendas Credit transfer Direct debit One-Leg Out Instant credit transfer SEPA Proxy Lookup (SPL) Scheme Technical Player Multi-Stakeholder Group (STP MSG) SEPA Request-to-Pay (SRTP) One-Leg Out Instant Credit Transfer (OCT Inst) STP MSG 001-23 Agenda 3rd STP MSG meeting 2023-03-29 DownloadPDF | 172.61 KB STP MSG 002-23 Minutes 3rd STP MSG meeting 29 March 2023 DownloadPDF | 295.81 KB
Minutes and agendas 25 September 2023 Minutes of the 24th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 31 May 2023 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 018-23 v1.0 Minutes 24th Meeting of the SPAA MSG – 31 May 2023 DownloadPDF | 553.8 KB
Rulebooks 27 October 2022| Version v1.1 2023 SEPA Instant Credit Transfer rulebook version 1.1 Rulebooks Instant credit transfer EPC004-16 2023 SCT Instant Rulebook v1.1 DownloadPDF | 1.49 MB
Other 28 October 2013 EPC-GSMA TSM Service Management Requirements and Specifications Other Mobile EPC220-08 EPC GSMA TSM WP V1.pdf DownloadPDF | 3.69 MB
Minutes and agendas 07 December 2022 Minutes of the 17th meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 02 November 2022 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 034-22 v1.0 Minutes 17th Meeting of the SPAA MSG - 02 November 2022 DownloadPDF | 352.51 KB
Other 27 June 2023 Final document “Interoperability of MSCTs based on NFC or BLE” Other Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Instant credit transfer SEPA Proxy Lookup (SPL) Person-to-Person mobile payments Interoperability of MSCTs based on NFC or BLE (EPC287-22v1.0) DownloadPDF | 4.47 MB
Guidance documents 02 October 2010 Joint EPC-GSMA Paper 'Mobile Contactless Payments Service Management Roles - Requirements and Specifications' Guidance documents Mobile Contactless payments Mobile Contactless Payments Service Management Roles Requirements and Specifications v.2.pdf DownloadPDF | 3.7 MB
Mobile Contactless Payments Service Management Roles Requirements and Specifications v.2.pdf DownloadPDF | 3.7 MB