News

16 March 21

Guidelines on Cryptographic Algorithms Usage and Key Management

Today the European Payments Council (EPC) published a new version of the guidelines on cryptographic algorithms usage and key management. The purpose of this document is to provide guidance to the European payment industry in the field of cryptographic algorithms and related key management issues. As...

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News

10 March 21

Public consultation on new MSCT use cases and interoperability models

The ad-hoc multi-stakeholder group on Mobile Initiated SEPA (Instant) Credit Transfers, (MSG MSCT), which is facilitated by the European Payments Council (EPC) has developed a document “New MSCT use cases and interoperability models” (see in “related documents”). This document provides an analysis...

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News

05 February 21

Clarification Paper on the SEPA Request-to-Pay scheme rulebook

Today the European Payments Council (EPC) published its clarification paper on the Single Euro Payments Area (SEPA) Request-to-Pay (SRTP) scheme rulebook which can be found in “related document”.  The purpose of this document is to provide guidance and, where feasible, recommendations to the...

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News

01 February 21

SEPA Request-to-Pay Implementation Guidelines Version 1.0

Today the European Payments Council (EPC) published version 1.0 of the Single Euro Payments Area (SEPA) Request-to-Pay (SRTP) Implementation Guidelines (IGs). These IGs set out the rules for implementing the relevant ISO 20022 XML message standards based on version 1.0 of the SRTP scheme rulebook,...

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News

01 February 21

Call for input on the SEPA Proxy Lookup (SPL) scheme

The EPC launches a public call for input to gather suggestions on the opportunities, potential evolution and improvements related to the SEPA Proxy Lookup (SPL) scheme. The purpose of this call is to understand what are the market needs to ensure that any future  development of the SPL scheme will...

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News

20 January 21

Call for nominations for five open seats in the MSG MSCT Plenary

To contribute to the take-up of mobile initiated (instant) credit transfers (MSCTs) in Europe, the EPC created in 2018 an ad-hoc multi-stakeholder group (MSG MSCT). The group has been focusing during the past years on the interoperability of MSCTs across Single Euro Payments Area (SEPA) and published...

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News

06 January 21

2020 - a year to remember

In the newly published infographic, the EPC reports on how it fulfilled its main objectives in 2020. It has been a challenging but rewarding year with several memorable achievements, including: 2287 payment service providers have already joined the SEPA Instant Credit (SCT Inst) scheme: over 57%...

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News

22 December 20

Call for independent candidates for the Scheme Management Board (SMB)

The EPC Scheme Management Board (SMB) – the body responsible for the administration and evolution of the EPC Single Euro Payments Area (SEPA) payment schemes will be renewed in 2021. In addition to the seats allocated to scheme participant representatives (maximum 20), three seats (including the Chairmanship...

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News

10 December 20

Understanding the cash cycle

The European Payment Council (EPC) published today a brief public information paper titled “Understanding the cash cycle for banknotes: a high-level description of the generic model and some observations” which was created by its Cash Efficiency Working Group (CEWG), aiming to provide a high-level description...

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News

08 December 20

Technical interoperability of MSCTs based on payer-presented data

Following the publication of the “Mobile Initiated SEPA (Instant) Credit Transfer Interoperability Guidance” (MSCT IG) document in November 2019, the ad-hoc multi-stakeholder group on MSCTs (MSG MSCT) has conducted a more detailed analysis on the technical interoperability of MSCTs based on payer-presented...

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News

07 December 20

2020 Payment Threats And Fraud Trends Report

The European Payments Council (EPC) is committed to contribute to safe, reliable, efficient, convenient, economically balanced and sustainable payments, which meet the needs of payment service users and support the goals of competitiveness and innovation in an integrated European economy. For this reason,...

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News

30 November 20

The EPC publishes the first SRTP scheme rulebook

Following a three-month public consultation, and in close collaboration with stakeholders from the entire payment value chain, the EPC publishes today the first version of the Single Euro Payments Area (SEPA) Request-To-Pay (RTP) scheme rulebook. The SRTP scheme covers the set of operating rules and...

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News

26 November 20

Publication of the 2021 EPC SEPA payment scheme rulebooks

Today the EPC published the 2021 EPC SEPA payment scheme rulebooks and the related Implementation guidelines (IGs). All 2021 EPC SEPA payment scheme rulebooks enter into force on 21 November 2021. To ensure planning security for all market participants, the publication of the new rulebook versions follows...

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News

24 November 20

Results of the EPC poll on future share of SCT Inst volumes

November 2017 marked a major event in an increasingly instant world: the launch of the Single Euro Payments Area (SEPA) Instant Credit Transfer (SCT Inst), which enables credit transfers in ten seconds – or less – across the SEPA. Since its launch, the SCT Inst scheme has kept on growing, and the latest...

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