SEPA Credit Transfer rulebook and implementation guidelines
SEPA Direct Debit
08 September 22
Standardising European QR-code payments
The views expressed in this article are solely those of the authors and should not be attributed to the European Payments Council. In June this year, the European Payments Council (EPC) published the final version of the Standardisation of Quick-Response (QR) codes for mobile initiated SEPA (inst
SEPA Direct Debit B2B rulebook and implementation guidelines
SEPA Instant Credit Transfer rulebook and implementation guidelines
17 June 22
The final version of the “Standardisation of QR-codes for MSCTs”
The European Payments Council (EPC) publishes today the final version of the Standardisation of Quick-Response (QR)-codes for mobile initiated SEPA (instant) credit transfers (MSCTs). This document standardises a payee- and a payer-presented QR-code for all types of MSCTs, i.e. all payment contexts:
28 February 22
Empowering European account-based payments with standardised QR-codes
The world is going contactless. As smartphones spread and our economy goes digital, uptake of contactless payments has accelerated – including account-based mobile payments made using Quick-Response codes, or QR-codes for short. On 16 February 2022, we launched an eight-week public consultation on a
16 February 22
Public consultation on draft document “Standardisation of QR-codes for MSCTs”
The European Payments Council (EPC) launches today an eight-week public consultation on a new draft document on the Standardisation of Quick-Response (QR)-codes for mobile initiated SEPA (instant) credit transfers (MSCTs ). This document standardises a payee and a payer-presented QR-code for all typ
29 September 22
Specification of Quick-Response (QR)-codes for Mobile (Instant) Credit Transfers (MCTs) submitted to ISO
The multi-stakeholder group on Mobile Initiated (instant) SEPA Credit Transfers (MSG MSCT), which is facilitated by the European Payments Council, has developed a new document on the specification of Quick-Response (QR)-codes for Mobile (Instant) Credit Transfers (MCTs) for submission to ISO (
The schemes rely on global open standards
26 November 20
Publication of the 2021 EPC SEPA payment scheme rulebooks
Today the EPC published the 2021 EPC SEPA payment scheme rulebooks and the related Implementation guidelines (IGs). All 2021 EPC SEPA payment scheme rulebooks enter into force on 21 November 2021. To ensure planning security for all market participants, the publication of the new rulebook versions f
Participating in the schemes
EPC Members