Minutes and agendas 25 February 2026 Agenda of the 42nd meeting of the SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) – 20 February 2026 Minutes and agendas SEPA Payment Account Access Multi-Stakeholder Group (SPAA MSG) SPAA MSG 004-26 v1.0 Agenda 42nd Meeting of the SPAA MSG – 20 February 2026 DownloadPDF | 122.82 KB
Other 29 January 2026 EPC Letter on Mis-use of the SEPA Credit Transfer Schemes for International Credit Transfers Other Credit transfer One-Leg Out One-Leg Out Instant Credit Transfer (OCT Inst) Instant credit transfer Regulatory Dispute Resolution Committee (DRC) Payment Scheme Management Board (PSMB) Letter EPC027-25 Mis-use of the SCT and SCT Inst rulebooks for international credit transfers DownloadPDF | 236.69 KB
Letter EPC027-25 Mis-use of the SCT and SCT Inst rulebooks for international credit transfers DownloadPDF | 236.69 KB
Other 28 January 2026 Request for Information for a Central Platform for Fraud Information Sharing Other Credit transfer Direct debit EPC Malware Information Sharing Platform (MISP) instance Fraud Information Distribution Arrangement Task Force (FRIDA TF) Instant credit transfer
Other 24 December 2025| Version v8.0 EPC List of SEPA Scheme Countries Other Credit transfer Direct debit Instant credit transfer EPC409-09 EPC List of SEPA Scheme Countries v8.0 DownloadPDF | 367.55 KB
Other 18 December 2025| Version 4.1 Invoicing Policy and Guidelines - Fees for EPC Payment Schemes, Verification Of Payee and EPC Directory Service Other Adherence Credit transfer Direct debit One-Leg Out Instant credit transfer EPC Directory Service (EDS) One-Leg Out Instant Credit Transfer (OCT Inst) Verification Of Payee (VOP) EPC194-15 Invoicing policy and guidelines Fees - EPC Payment Schemes, Verification Of Payee and EPC Directory Service v4.1 DownloadPDF | 589.25 KB
EPC194-15 Invoicing policy and guidelines Fees - EPC Payment Schemes, Verification Of Payee and EPC Directory Service v4.1 DownloadPDF | 589.25 KB
Public consultation 18 December 2025 Public consultation on the Verification Of Payee Rulebook urgent change requests Public consultation Verification Of Payee (VOP) EPC310-25 v1.0 VOP Scheme Rulebook - Public Consultation Document on urgent Change Requests DownloadPDF | 580.68 KB EPC326-25 v1.0 Response template VOP Scheme Rulebook Urgent Change Request Public Consultation DownloadXLSX | 678.92 KB
EPC310-25 v1.0 VOP Scheme Rulebook - Public Consultation Document on urgent Change Requests DownloadPDF | 580.68 KB
EPC326-25 v1.0 Response template VOP Scheme Rulebook Urgent Change Request Public Consultation DownloadXLSX | 678.92 KB
Other 18 December 2025 Call for Change Requests to the Verification Of Payee Rulebook version 1.0 Other Verification Of Payee (VOP) EPC327-25 v1.0 VOP Scheme Change Request Template DownloadDOCX | 438.11 KB
Reports 01 December 2025| Version 2.0 2025 update of the “Payment Threats and Fraud Trends Report” Reports Cards Contactless payments Direct debit EPC Malware Information Sharing Platform (MISP) instance One-Leg Out Instant credit transfer Mobile Payment System Security Group (PSSG) Person-to-Person mobile payments Security SEPA Request-to-Pay (SRTP) Verification Of Payee (VOP) EPC162-24 v2.0 2025 Payments Threats and Fraud Trends Report DownloadPDF | 1.4 MB
