Guidance documents 13 March 2023| Version v12.0 Yearly update of the “Guidelines on cryptographic algorithms usage and key management” Guidance documents Cards Card Fraud Prevention Forum (CFPF) Contactless payments Credit transfer Direct debit Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Multi-stakeholder group on mobile contactless SEPA card payments (MSG MCP) Person-to-Person mobile payments SDD mandate Security EPC342-08 v12.0 Guidelines on Cryptographic Algorithms Usage and Key Management DownloadPDF | 1.55 MB
EPC342-08 v12.0 Guidelines on Cryptographic Algorithms Usage and Key Management DownloadPDF | 1.55 MB
Minutes and agendas 07 February 2023 Agenda and Minutes of the 35th, 36th and 37th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 35th MSG MSCT Plenary meeting – 6 October 2022 (MSG MSCT 080-22) DownloadPDF | 228.05 KB Minutes 35th MSG MSCT Plenary meeting – 6 October 2022 (MSG MSCT 081-22) DownloadPDF | 469.25 KB Agenda 36th MSG MSCT Plenary meeting – 3 November 2022 (MSG MSCT 090-22) DownloadPDF | 241.92 KB Minutes 36th MSG MSCT Plenary meeting – 3 November 2022 (MSG MSCT 091-22) DownloadPDF | 462.93 KB Agenda 37th MSG MSCT Plenary meeting – 6 December 2022 (MSG MSCT 100-22) DownloadPDF | 276.68 KB Minutes 37th MSG MSCT Plenary meeting – 6 December 2022 (MSG MSCT 101-22) DownloadPDF | 485.49 KB
Guidance documents 10 January 2023 Public consultation on draft document “Interoperability of MSCTs based on NFC or BLE” Guidance documents Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Public consultation Request-To-Pay Multi-Stakeholder Group (RTP MSG) Interoperability of MSCTs based on NFC or BLE (EPC287-22v0.18) DownloadPDF | 4.28 MB Feedback questionnaire on Interoperability of MSCTs based on NFC or BLE (MSG MSCT 102-22v1.0) DownloadDOCX | 349.28 KB
Feedback questionnaire on Interoperability of MSCTs based on NFC or BLE (MSG MSCT 102-22v1.0) DownloadDOCX | 349.28 KB
Guidance documents 10 January 2023 Standardisation of QR-codes for MSCTs Guidance documents Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Credit transfer Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Person-to-Person mobile payments Request-To-Pay Multi-Stakeholder Group (RTP MSG) Standardisation of QR-codes for MSCTs (EPC024-22v2.0) DownloadPDF | 1.53 MB
Guidance documents 10 January 2023 Specification of QR-codes for Mobile (Instant) Credit Transfers (MCTs) submitted to ISO Guidance documents Credit transfer Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Request-To-Pay Multi-Stakeholder Group (RTP MSG) Specification of QR-codes for Mobile (Instant) Credit Transfers (MSCTs) in ISO format (EPC193-22v1.2) DownloadPDF | 1000.79 KB
Specification of QR-codes for Mobile (Instant) Credit Transfers (MSCTs) in ISO format (EPC193-22v1.2) DownloadPDF | 1000.79 KB
Minutes and agendas 13 October 2022 Agenda and Minutes of the 34th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 34th MSG MSCT Plenary meeting – 23 August 2022 (MSG MSCT 070-22) DownloadPDF | 227.39 KB Minutes 34th MSG MSCT Plenary meeting – 23 August 2022 (MSG MSCT 071-22) DownloadPDF | 512.32 KB
Minutes and agendas 24 June 2022 Agenda and Minutes of the 30th and 31st MSG MSCT Plenary meetings Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 30th MSG MSCT Plenary meeting – 21 March 2022 (MSG MSCT 030-22) DownloadPDF | 304.17 KB Minutes 30th MSG MSCT Plenary meeting – 21 March 2022 (MSG MSCT 031-22) DownloadPDF | 465.18 KB Agenda 31st MSG MSCT Plenary meeting – 29 April 2022 (MSG MSCT 041-22) DownloadPDF | 226.39 KB Minutes 31st MSG MSCT Plenary meeting – 29 April 2022 (MSG MSCT 042-22) DownloadPDF | 481.18 KB
Minutes and agendas 11 April 2022 Agenda and Minutes of the 29th MSG MSCT Plenary meetings Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 29th MSG MSCT Plenary meeting – 26 January 2022 (MSG MSCT 007-22) DownloadPDF | 243.59 KB Minutes 29th MSG MSCT Plenary meeting – 26 January 2022 (MSG MSCT 008-22) DownloadPDF | 505.32 KB
Guidance documents 08 March 2022| Version 11.0 Guidelines on cryptographic algorithms usage and key management Guidance documents Cards Contactless payments Credit transfer Direct debit Instant credit transfer Mobile Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments SDD mandate Security EPC342-08 v11.0 Guidelines on Cryptographic Algorithms Usage and Key Management. DownloadPDF | 1010.01 KB
EPC342-08 v11.0 Guidelines on Cryptographic Algorithms Usage and Key Management. DownloadPDF | 1010.01 KB
Minutes and agendas 23 February 2022 Agenda and Minutes of the 28th MSG MSCT Plenary meetings Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 28th MSG MSCT Plenary meeting – 13 December 2021 (MSG MSCT 138-21v1.0) DownloadPDF | 240.53 KB Minutes 28th MSG MSCT Plenary meeting – 13 December 2021 (MSG MSCT 139-21v1.0) DownloadPDF | 580.08 KB
Agenda 28th MSG MSCT Plenary meeting – 13 December 2021 (MSG MSCT 138-21v1.0) DownloadPDF | 240.53 KB
Minutes 28th MSG MSCT Plenary meeting – 13 December 2021 (MSG MSCT 139-21v1.0) DownloadPDF | 580.08 KB
Guidance documents 21 February 2022 New release “Mobile Initiated SEPA (Instant) Credit Transfer Payments and Technical Interoperability Guidance (MSCT IG)” Guidance documents Instant credit transfer Mobile Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Public consultation Request-To-Pay Multi-Stakeholder Group (RTP MSG) Mobile Initiated SEPA (Instant) Credit Transfer Payments and Technical Interoperability Guidance – (EPC269-19v2.0) DownloadPDF | 10.47 MB
Mobile Initiated SEPA (Instant) Credit Transfer Payments and Technical Interoperability Guidance – (EPC269-19v2.0) DownloadPDF | 10.47 MB
Guidance documents 16 February 2022 Public consultation on draft document “Standardisation of QR-codes for MSCTs” Guidance documents Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Public consultation Request-To-Pay Multi-Stakeholder Group (RTP MSG) Standardisation of QR-codes for MSCTs (EPC024-22v0.6) DownloadPDF | 1.53 MB Feedback questionnaire Standardisation of QR-codes for MSCTs (MSG MSCT 011-22v1.0) DownloadDOCX | 346.29 KB
Feedback questionnaire Standardisation of QR-codes for MSCTs (MSG MSCT 011-22v1.0) DownloadDOCX | 346.29 KB
15 February 2022 Member list ad-hoc multi-stakeholder group for Mobile Initiated SEPA Credit Transfers (MSG MSCT 016-21v3.0) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) MSG MSCT 016-21v3.0 Composition MSG MSCT Plenary DownloadPDF | 381.6 KB
Minutes and agendas 28 January 2022 Agenda and Minutes of the 27th MSG MSCT Plenary meetings Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 27th MSG MSCT Plenary meeting – 4 November 2021 (MSG MSCT 130-21v1.0) DownloadPDF | 250.66 KB Minutes 27th MSG MSCT Plenary meeting – 4 November 2021 (MSG MSCT 131-21v1.0) DownloadPDF | 596.17 KB
Minutes 27th MSG MSCT Plenary meeting – 4 November 2021 (MSG MSCT 131-21v1.0) DownloadPDF | 596.17 KB
Other 21 December 2021 MSCG MSCT 128-21 Extension of Mandate for Multi-stakeholder Group on Mobile Initiated (instant) SEPA Credit Transfers (MSG MSCT) Other Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) MSCG MSCT 128-21 Extension of Mandate for Multi-stakeholder Group on Mobile Initiated (instant) SEPA Credit Transfers (MSG MSCT) DownloadPDF | 483.26 KB
MSCG MSCT 128-21 Extension of Mandate for Multi-stakeholder Group on Mobile Initiated (instant) SEPA Credit Transfers (MSG MSCT) DownloadPDF | 483.26 KB
Guidance documents 01 December 2021 Business requirements for consumer selection of the payment instrument Guidance documents Mobile Cards Credit transfer Contactless payments Instant credit transfer Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) MSG MSCT 045-21v1.1 Business requirements - Consumer selection of preferred payment instrument DownloadPDF | 1.08 MB
MSG MSCT 045-21v1.1 Business requirements - Consumer selection of preferred payment instrument DownloadPDF | 1.08 MB
Guidance documents 29 November 2021 Standardisation and governance of QR-codes for Instant Payments at the Point of Interaction (IPs at the POI) Guidance documents Instant credit transfer Mobile Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments SEPA Proxy Lookup (SPL) Standardisation and governance of QR-codes for Instant Payments at the Point of Interaction (IPs at the POI) DownloadPDF | 1.45 MB
Standardisation and governance of QR-codes for Instant Payments at the Point of Interaction (IPs at the POI) DownloadPDF | 1.45 MB
Minutes and agendas 02 November 2021 Agendas and Minutes of the 23rd and 24th MSG MSCT Plenary meetings Minutes and agendas Instant credit transfer Mobile Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments SEPA Proxy Lookup (SPL) Agenda 23rd MSG MSCT Plenary meeting – 29 June 2021 (MSG MSCT 081-21v1.0) DownloadPDF | 268.57 KB Minutes 23rd MSG MSCT Plenary meeting – 29 June 2021 (MSG MSCT 082-21v1.0) DownloadPDF | 430.33 KB Agenda 24th MSG MSCT Plenary meeting – 31 August 2021 (MSG MSCT 086-21v1.0) DownloadPDF | 332.52 KB Minutes 24th MSG MSCT Plenary meeting – 31 August 2021 (MSG MSCT 087-21v1.0) DownloadPDF | 439.35 KB
Guidance documents 08 July 2021 Public consultation on draft second release “Mobile Initiated SEPA (Instant) Credit Transfer Interoperability Guidance (MSCT IG)” Guidance documents Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Public consultation Request-To-Pay Multi-Stakeholder Group (RTP MSG) Mobile Initiated SEPA (Instant) Credit Transfer Interoperability Guidance – draft 2nd release (EPC269-21v1.14) DownloadPDF | 9.74 MB Feedback questionnaire New MSCT use cases and interoperability models (MSG MSCT 074-21v1.0) DownloadDOCX | 350.45 KB
Mobile Initiated SEPA (Instant) Credit Transfer Interoperability Guidance – draft 2nd release (EPC269-21v1.14) DownloadPDF | 9.74 MB
Feedback questionnaire New MSCT use cases and interoperability models (MSG MSCT 074-21v1.0) DownloadDOCX | 350.45 KB
Minutes and agendas 08 July 2021 Agenda and Minutes of the 22nd MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 22nd MSG MSCT Plenary meeting - 28 May 2021 DownloadPDF | 244.77 KB Minutes 22nd MSG MSCT Plenary meeting - 28 May 2021 DownloadPDF | 527.88 KB
Minutes and agendas 14 June 2021 Agendas and Minutes of the 21st MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 21st MSG MSCT Plenary meeting – 26 April 2021 (MSG MSCT 057-21v1.0) DownloadPDF | 243.61 KB Minutes 21st MSG MSCT Plenary meeting – 26 April 2021 (MSG MSCT 058-21v1.0) DownloadPDF | 538.51 KB
Minutes and agendas 02 June 2021 Agendas and Minutes of the 20th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 20th MSG MSCT Plenary meeting - 22 March 2021 (MSG MSCT 033-21v1.0) DownloadPDF | 245.37 KB Minutes 20th MSG MSCT Plenary meeting - 22 March 2021 (MSG MSCT 034-21v1.0) DownloadPDF | 539.8 KB
Minutes and agendas 29 March 2021 Agendas and Minutes of the 18th and 19th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Multi-stakeholder group on mobile contactless SEPA card payments (MSG MCP) Person-to-Person mobile payments Agenda 18th MSG MSCT Plenary meeting - 15 January 2021 (MSG MSCT 003-21v1.0) DownloadPDF | 239.54 KB Minutes 18th MSG MSCT Plenary meeting - 15 January 2021 (MSG MSCT 004-21v1.0) DownloadPDF | 537.85 KB Agenda 19th MSG MSCT Plenary meeting - 15 February 2021 (MSG MSCT 014-21v1.0) DownloadPDF | 268.99 KB Minutes 19th MSG MSCT Plenary meeting - 15 February 2021 (MSG MSCT 015-21v1.0) DownloadPDF | 538.26 KB
Minutes 18th MSG MSCT Plenary meeting - 15 January 2021 (MSG MSCT 004-21v1.0) DownloadPDF | 537.85 KB
Agenda 19th MSG MSCT Plenary meeting - 15 February 2021 (MSG MSCT 014-21v1.0) DownloadPDF | 268.99 KB
Minutes 19th MSG MSCT Plenary meeting - 15 February 2021 (MSG MSCT 015-21v1.0) DownloadPDF | 538.26 KB
Minutes and agendas 04 February 2021 Agenda and Minutes of the 17th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments MSG MSCT 103-20v1.0 Agenda 17th MSG MSCT Plenary meeting 4 December 2020 DownloadPDF | 225.92 KB MSG MSCT 104-20v1.0 Minutes MSG MSCT Plenary meeting 4-12-2020 DownloadPDF | 537.5 KB
Minutes and agendas 21 December 2020 Agenda and Minutes of the 16th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments MSG MSCT 097-20v1.0 Agenda 16th MSG MSCT Plenary meeting 21 October 2020 DownloadPDF | 224.34 KB MSG MSCT 098-20v1.0 Approved minutes MSG MSCT Plenary meeting 21-10-2020 DownloadPDF | 557.43 KB
Other 21 December 2020 Extended mandate of the MSG MSCT (MSG MSCT 091-20v1.3) Other Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) MSG MSCT 091-20v1.3 Approved Mandate Extension for MSG MSCT DownloadPDF | 474.46 KB
Guidance documents 08 December 2020| Version 1.0 Technical interoperability of MSCTs based on payer-presented data Guidance documents Contactless payments Credit transfer Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Request-To-Pay Multi-Stakeholder Group (RTP MSG) EPC096-20v1.0 Technical interoperability of MSCTs based on payer-presented data DownloadPDF | 1.03 MB
EPC096-20v1.0 Technical interoperability of MSCTs based on payer-presented data DownloadPDF | 1.03 MB
Minutes and agendas 05 November 2020 Agenda and Minutes of the 14th and 15th MSG MSCT Plenary meeting Minutes and agendas Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Agenda 14th MSG MSCT Plenary meeting – 1 September 2020 (MSG MSCT 073-20v1.0) DownloadPDF | 260.13 KB Minutes 14th MSG MSCT Plenary meeting – 1 September 020 (MSG MSCT 074-20v1.0 DownloadPDF | 678.1 KB Agenda 15th MSG MSCT Plenary meeting – 1 October 2020 (MSG MSCT 087-20v1.0) DownloadPDF | 232.93 KB Minutes 15th MSG MSCT Plenary meeting – 1 October 2020 (MSG MSCT 088-20v1.0) DownloadPDF | 673.31 KB
Agenda 14th MSG MSCT Plenary meeting – 1 September 2020 (MSG MSCT 073-20v1.0) DownloadPDF | 260.13 KB
Guidance documents 28 May 2020| Version v1.0 Technical Interoperability for MSCTs based on payee-presented data Guidance documents Contactless payments Credit transfer Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments EPC312-19v1.0 - Technical Interoperability of MSCTs based on payee-presented data DownloadPDF | 818.49 KB
EPC312-19v1.0 - Technical Interoperability of MSCTs based on payee-presented data DownloadPDF | 818.49 KB
13 January 2020 Extension Mandate ad-hoc multi-stakeholder group for Mobile Initiated SEPA Credit Transfers (MSG MSCT 061-19v1.1) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Extension mandate MSG MSCT (MSG MSCT 061-19v1.1) DownloadPDF | 470.02 KB
Guidance documents 29 November 2019 Mobile Initiated SEPA (Instant) Credit Transfer Interoperability Guidance (MSCT IG) Guidance documents Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Contactless payments Credit transfer Instant credit transfer Mobile SEPA Proxy Lookup (SPL) Person-to-Person mobile payments EPC 269-19v1.0 Mobile Initiated SEPA (Instant) Credit Transfer Interoperability Guidance (MSCT IG) DownloadPDF | 4.28 MB
EPC 269-19v1.0 Mobile Initiated SEPA (Instant) Credit Transfer Interoperability Guidance (MSCT IG) DownloadPDF | 4.28 MB
Other 09 May 2019 Terms of Reference for new MSG MSCT Works-stream on MSCT technical interoperability Other Contactless payments Credit transfer Instant credit transfer Mobile Mobile Proxy Forum (MPF) Person-to-Person mobile payments Security Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Terms of Reference Works-stream MSCT technical interoperability (MSG MSCT 033-19v1.0) DownloadPDF | 144.04 KB EPC LEGAL 001-18 Call for Candidates Privacy Disclaimer DownloadPDF | 62.75 KB
Terms of Reference Works-stream MSCT technical interoperability (MSG MSCT 033-19v1.0) DownloadPDF | 144.04 KB
02 July 2018 Mandate ad-hoc multi-stakeholder group for Mobile Initiated SEPA Credit Transfers (MSG MSCT 001-18v1.0) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Mandate ad-hoc multi-stakeholder group for Mobile Initiated SEPA Credit Transfers (MSG MSCT 001-18v1.0) DownloadPDF | 134.17 KB
Mandate ad-hoc multi-stakeholder group for Mobile Initiated SEPA Credit Transfers (MSG MSCT 001-18v1.0) DownloadPDF | 134.17 KB
15 March 2018 Mandate ad-hoc multi-stakeholder group on Mobile Initiated SEPA Credit Transfers (including SCT Inst) and Table of Content of the Mobile Initiated SEPA Credit Transfer Interoperability Implementation Guidelines Credit transfer Instant credit transfer Mobile Mobile Proxy Forum (MPF) Multi-stakeholder group on mobile initiated SEPA credit transfers (MSG MSCT) Person-to-Person mobile payments Mandate ad-hoc multi-stakeholder group for Mobile Initiated SEPA Credit Transfers (MSG MSCT 001-18v1.0) DownloadPDF | 134.54 KB
Mandate ad-hoc multi-stakeholder group for Mobile Initiated SEPA Credit Transfers (MSG MSCT 001-18v1.0) DownloadPDF | 134.54 KB
