26 March 24
Call for Interest: development of SEPA Payment Account Access compliant API specifications
Today, the European Payments Council (EPC) launched a public ‘call for interest’ to identify European Application Programming Interface (API) standardisation initiatives that already developed or intend to develop API specifications compliant with the SEPA Payment Account Access (SPAA) scheme rulebo
23 April 24
Request for proposal: EPC seeks Operational Scheme Manager for the EPC Directory Service
The European Payments Council (EPC) is launching today a request for proposal (RFP) for selecting a technology service provider to play the role of Operational Scheme Manager (OSM) in charge of developing and operating an EPC Directory Service (EDS). This RFP follows up on the Request For Informatio
16 March 23
API Security Framework
The European Payments Council (EPC) publishes today the Application Programming Interface (API) security framework that lists the minimum security-related requirements applicable to the SEPA Request-to-Pay (SRTP) and SEPA Payment Account Access (SPAA) scheme participants using APIs, whether they rel
15 December 22
SRTP related API Security Framework
The European Payments Council (EPC) publishes today the SEPA Request-To-Pay (SRTP) related Application Programming Interface (API) security framework which lists the minimum security-related requirements applicable to the SRTP scheme participants using APIs, and whether they rely on the default EPC
30 June 22
Default SRTP related API Specifications
The European Payments Council (EPC) publishes today the default Single Euro Payments Area (SEPA) Request-to Pay (SRTP) related application programming interface (API) specifications based on version 2.1 of the SRTP scheme rulebook, which becomes effective on 30 June 2022. It is important to menti
03 February 22
Call for European standardisation initiatives in the field of PSD2 API’s to participate in the API Work Block of the SEPA Payment Account Access Multi-Stakeholder Group
At its 24 November 2021 meeting, the EPC Board accepted the Euro Retail Payments Board’s (ERPB) invitation to act as Scheme Manager for a new Single Euro Payments Area (SEPA) Payment Account Access (SPAA) scheme. To develop the scheme, the EPC Board established the SPAA Multi-Stakeholder Gr
Dialogue with stakeholders
20 February 24
Update on the forthcoming Request for Proposal for the EPC Directory Service
The European Payments Council (EPC) will be launching a request for proposal (RFP) for selecting a technology service provider in charge of developing and operating an EPC Directory Service (EDS). The EDS service provider was formerly known as Operating Scheme Manager (OSM) and the forthcoming RFP f
Public consultation on the SEPA Request-to-Pay scheme Rulebook change requests
12 January 24
TrueLayer first participant to the SEPA Payment Account Access (SPAA) scheme
We are happy to announce TrueLayer as the first participant to the SEPA Payment Account Access (SPAA) scheme! This marks a first important milestone for the scheme, which is open for scheme adherence since December 2023. The SPAA scheme covers the set of rules, practices and standards th
24 November 23
Publication of the SEPA Payment Account Access (SPAA) scheme’s default remuneration model
The European Payments Council (EPC) has published the business conditions for the SEPA Payment Account Access (SPAA) scheme, marking a significant step forward in the development of open banking in Europe. The SPAA scheme builds on the investments done in the context of the revised Payment
26 March 24
Creating a sustainable pan-European payment method through SPAA
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council.The building blocks of an open, pan-European payment method are in place: SEPA Instant Credit Transfers (SCT Inst) and open banking to turn them into a payment method. The