SEPA Instant Credit Transfer Rulebook - Public Consultation Document on 2022 Change Requests and Response Template
06 July 21
New version of the Clarification Paper on SEPA Credit Transfer and SEPA Instant Credit Transfer rulebooks
Today the EPC published the version 1.7 of the Clarification Paper on Single Euro Payments Area (SEPA) Credit Transfer (SCT) and SEPA Instant Credit Transfer (SCT Inst) rulebooks. The objective of this new document is to offer information and recommendations to the scheme participants. This ve
SEPA Credit Transfer Scheme Inter-PSP Implementation Guidelines 2021 version 1.0
SEPA Credit Transfer Rulebook - Public Consultation Document on 2022 Change Requests and Response Template
08 July 21
Public consultation on the second release of the Mobile Initiated SEPA (Instant) Credit Transfer Interoperability Guidance
The ad-hoc multi-stakeholder group on mobile initiated SEPA (instant) credit transfers (MSCTs) launched today a public consultation on the draft second version of the “Mobile Initiated SEPA (Instant) Credit Transfer Interoperability Guidance (MSCT IG – EPC269-19)”, originally published in 2019. T
25 March 21
The PCI Security Standards maintaining payment security
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The Payment Card Industry Security Standards Council (PCI SSC) is a global organisation that maintains, evolves and promotes PCI standards for the safety of cardholder
27 September 21
The changing Canadian payments landscape
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Over years and even decades, we’ve witnessed growing changes in the way Canadians pay. The payments ecosystem is rapidly evolving. Canada’s economic and financial welf
28 April 21
Instant payments in Bulgaria
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The Bulgarian payment services company BORICA AD launched BLINK, its local-currency (lev) instant payments project, at the beginning of this month. The project is comp
26 July 21
Digital payments in Cyprus
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Although electronic payments are gaining popularity in Cyprus, cash is still king. Nevertheless, there are clear signs that the Cypriot payments landscape is entering
EPC scheme participation fees
27 October 21
Smarter access to cash in Belgium
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. We interviewed Kris De Ryck, CEO of Batopin to learn more about the Batopin initiative in Belgium and what were the key drivers for such a decision. Could you
SEPA Direct Debit Business-to-Business Rulebook - Public Consultation Document on 2022 Change Requests and Response Template
06 January 21
2020 - a year to remember
In the newly published infographic, the EPC reports on how it fulfilled its main objectives in 2020. It has been a challenging but rewarding year with several memorable achievements, including: 2287 payment service providers have already joined the SEPA Instant Credit (SCT Inst) scheme: over 5
13 September 21
Public consultation on the change requests for the 2023 SEPA payment scheme rulebooks
The European Payments Council (EPC) launches today the public consultation on the change requests for the 2023 Single Euro Payments Area (SEPA) Credit Transfer and SEPA Direct Debit scheme rulebooks. All stakeholders are invited to have their say on these change requests from 13 September to
25 February 21
European payments: looking back and ahead
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The European payment landscape is going through a considerable transformation due to technological developments, entry by new actors and regulatory changes. We intervi
20 December 21
Call for nominations for open seats in the MSG MSCT Work-Stream on Interoperability of MSCTs based on NFC or BLE
To contribute to the take-up of mobile initiated (instant) credit transfers (MSCT) in Europe, the EPC created in 2018 an ad-hoc multi-stakeholder group (MSG MSCT). The group has been focusing during the past years on the interoperability of MSCTs across the Single Euro Payments Area (SEPA) and publi
26 January 21
Instant payment environment in Slovenia
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Since November 2020, the SEPA Instant Credit Transfer (SCT Inst) scheme has been in use in Slovenia, where six payment service providers (PSPs) have joined the scheme
10 March 21
Public consultation on new MSCT use cases and interoperability models
The ad-hoc multi-stakeholder group on Mobile Initiated SEPA (Instant) Credit Transfers, (MSG MSCT), which is facilitated by the European Payments Council (EPC) has developed a document “New MSCT use cases and interoperability models” (see in “related documents”). This document provides an analysi
20 January 21
Call for nominations for five open seats in the MSG MSCT Plenary
To contribute to the take-up of mobile initiated (instant) credit transfers (MSCTs) in Europe, the EPC created in 2018 an ad-hoc multi-stakeholder group (MSG MSCT). The group has been focusing during the past years on the interoperability of MSCTs across Single Euro Payments Area (SEPA) and publishe
07 January 21
Programmable instant payments in DLT networks and distribution of digital money
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. In July 2020, five Spanish banks successfully completed a proof of concept (POC) for an interbank smart payments’ platform managed by Iberpay. To complete the POC, Ibe
11 February 21
The opportunity for the LEI in 2021
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. The Global Legal Entity Identifier Foundation (GLEIF) is the body responsible for managing the implementation of the Legal Entity Identifier (LEI) - a unique global id