03 February 22
Call for European standardisation initiatives in the field of PSD2 API’s to participate in the API Work Block of the SEPA Payment Account Access Multi-Stakeholder Group
At its 24 November 2021 meeting, the EPC Board accepted the Euro Retail Payments Board’s (ERPB) invitation to act as Scheme Manager for a new Single Euro Payments Area (SEPA) Payment Account Access (SPAA) scheme. To develop the scheme, the EPC Board established the SPAA Multi-Stakeholder Gr
12 December 22
Call for Candidates for the SPL SPG
The SEPA Proxy Lookup Scheme Participants Group (SPL SPG) - the body responsible for the scheme management of the SPL service - will be renewed in 2023. The EPC invites all interested eligible candidates to apply by 31 January 2023. Who can participate? The call is open to all European Payment
29 November 22
EPC calls for independent candidates for its Dispute Resolution Committee
The European Payments Council’s (EPC) Dispute Resolution Committee (DRC) is the body responsible for the compliance function of scheme management. Three seats in the DRC (including the Chairmanship of the DRC) are available for “independent members”. The EPC invites all interested candidates to a
15 December 22
SRTP related API Security Framework
The European Payments Council (EPC) publishes today the SEPA Request-To-Pay (SRTP) related Application Programming Interface (API) security framework which lists the minimum security-related requirements applicable to the SRTP scheme participants using APIs, and whether they rely on the default EPC
Terms of Reference Scheme Technical Player Multi-Stakeholder Group (STP MSG)
09 September 22
New SRTP participant
Monei, a Spanish payment service provider just joined the Single Euro Payments Area (SEPA) Request-to-Pay (SRTP) scheme. This is good news for this European Payments Council (EPC) scheme which registered its first participant in April this year. Other applications for participation are in the pipeli
30 June 22
Default SRTP related API Specifications
The European Payments Council (EPC) publishes today the default Single Euro Payments Area (SEPA) Request-to Pay (SRTP) related application programming interface (API) specifications based on version 2.1 of the SRTP scheme rulebook, which becomes effective on 30 June 2022. It is important to menti
14 December 22
Call for independent candidates for the Payment Scheme Management Board (PSMB)
The EPC Payment Scheme Management Board (PSMB) – the body responsible for the administration and evolution of the EPC Single Euro Payments Area (SEPA) payment schemes will be renewed in 2023. In addition to the seats allocated to scheme participant representatives (maximum 22), three seats (includin
29 April 22
The SEPA Request-to-Pay (SRTP) scheme: the first participant shares their experiences and views
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Single Euro Payments Area (SEPA) Request-to-Pay (SRTP) is one of the most recent European Payments Council (EPC) schemes. Sami Karhunen, CEO of the first scheme partic
22 March 22
Request for Proposal to find an Economic Consultant for the definition of a possible business model for the SEPA Payment Account Access (SPAA) Scheme
In June 2021 the Euro Retail Payments Board (ERPB) invited the EPC to take up the role of scheme manager for the development of a SEPA API access scheme related to payment accounts, in line with the requirements defined in the June 2021 report of the ERPB Working Group on a SEPA API Access scheme1(S
27 October 22
New entry-into-force time of the 2023 EPC SEPA Instant Credit Transfer rulebook preceded by a SEPA-wide downtime period
Today, the European Payments Council (EPC) has published version 1.1 of the 2023 EPC SEPA Instant Credit Transfer rulebook and related document on the SCT Inst maximum amount. This rulebook version replaces with immediate effect version 1.0 of the 2023 SCT Inst rulebook published in May 2022. It hig
13 June 22
Public consultation on the SEPA Payment Account Access Scheme Rulebook
Today the European Payments Council (EPC) is launching a public consultation on the draft rulebook of its new SEPA Payment Account Access (SPAA) Scheme and on a related document concerning a possible additional ‘premium’ functionality that would allow asset brokers to request a payment with transact
29 March 22
The European Payments Council's 20th anniversary: the transformation of the European payments landscape
This year is very special for the European Payments Council (EPC), which celebrates its 20th anniversary. To mark this occasion, we have interviewed Javier Santamaria, who has been active within the EPC since its creation in 2002 and became Chair in June 2012. We wanted to hear his thoughts on Europ
20 September 22
The Irish payment landscape: a digital transformation
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. We continue our series of European payment landscapes with the profile of Ireland, and we interviewed Gillian Byrne Head of Payments, at Banking & Payments Federat
31 January 22
SEPA Payment Account Access (SPAA) – developing a new scheme through a multi-stakeholder approach
The views expressed in this article are solely those of the authors and should not be attributed to the European Payments Council. At its 24 November 2021 meeting, the EPC Board accepted the Euro Retail Payments Board’s (ERPB) invitation to act as Scheme Manager for a new Single Euro Paymen
21 December 22
SEPA Payment Account Access scheme: going beyond open banking
The views expressed in this article are solely those of the authors and should not be attributed to the European Payments Council. Single Euro Payments Area (SEPA) Payment Account Access (SPAA) is the newest European Payments Council (EPC) scheme. SPAA covers messaging functionalities allowing th
16 March 22
Instant payments in Slovakia
The views expressed in this article are solely those of the author and should not be attributed to the European Payments Council. Since January 2022, the SEPA Instant Credit Transfer (SCT Inst) scheme has been in use in Slovakia, where three payment service providers (PSPs) have joined the scheme